Reverse Mortgage (HECM)

Home equity loans for retirees: learn how to qualify using Social Security and pension income, compare HELOCs and reverse mortgages, and weigh the risks.

Reverse mortgage requirements include being age 62 or older, having sufficient home equity, and occupying the home as a primary residence.

Wondering if a reverse mortgage is a good idea? Learn who benefits most, key requirements, and the best alternatives before making your decision.

Reverse mortgages are still active even if the borrower passes away. Here's what you need to know about reverse mortgages after death.

Compare reverse mortgages and home equity investments, including how they work, costs, and which option may better fit your financial goals.

Fund solar or heat pumps with a HECM and avoid monthly payments. You can still claim the 30% solar credit. Learn how it works.

Can a reverse mortgage pay a tax lien? Yes, via payoff, IRS subordination, or a payment plan. Learn what’s required.

Want to retire at 62 but worried about health insurance? See how a HECM reverse mortgage may help cover costs until Medicare begins.

HECM for Purchase lets buyers 62+ buy a multigenerational home with one down payment and no monthly mortgage payments. Learn who qualifies.

Learn how the 2026 estate tax change affects homeowners with reverse mortgages and why heirs can’t use a credit line to pay estate taxes.

Can a HECM line of credit be frozen? Usually, no. FHA rules protect access. Learn when a freeze can still happen.

Most reverse mortgages require about 50% home equity, but age, rates, and home value affect how much you can borrow. Learn more.

Reverse mortgage vs. HELOC for retirement: A reverse mortgage eliminates monthly payments while a HELOC costs less upfront. Compare both to find the right fit.

Can you sell a house with a reverse mortgage?. Learn how the sale works, what heirs should know, and your equity options.

Can you deduct reverse mortgage interest? Often, only when the loan is repaid. See IRS limits, timing rules, and key tax details.

How long does it take to get a reverse mortgage? Most close in 30 to 60 days. See all five steps, common delays, and tips to speed up your timeline.

Learn how low interest loans for seniors can ease financial stress in retirement. Compare home equity, government-backed, and local programs.

Think you know how reverse mortgages work? We break down the 10 biggest reverse mortgage myths and explain the truth behind HECMs.

Learn how HECM occupancy rules work, including the 12-month absence rule and how extended time away from home can affect your reverse mortgage.

Learn what triggers a HECM reverse mortgage to become due and payable, how FHA rules work and practical steps to take to avoid repayment surprises.