Down Payment Calculator

A common question home buyers often ask is, “Which type of mortgage loan is the best choice for me?”

One of the most important factors in solving that question is determining how much down payment you can afford.

What Mortgage Can I Get With This Down Payment?

If you know your general price range, or the home’s actual value, enter that amount into our Down Payment Calculator below to see the type of loans you are eligible for based on the percent of the home’s value you can afford to pay.


This calculator will help you determine what down payment amount makes sense for you and your family.
USDA mortgage

The USDA loan is the best-kept secret in the mortgage market. It requires zero down, plus credit guidelines are loose. Eligibility is location-based. Many rural and suburban neighborhoods across the U.S. are USDA-eligible. This loan is perfectly suited for first-time and repeat buyers, and you don’t have to have a high income to qualify.

Check your USDA eligibility now
VA home loan

The VA home loan is available to home buyers with eligible military experience -- as little as 90 days of service in some cases. This mortgage option has no down payment requirement. Plus, no mortgage insurance is required, potentially saving buyers hundreds per month.

Check your VA loan eligibility status now

2018 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)