Mortgage News

The Federal Reserve made its third straight cut to the fed funds rate range in December. Will mortgage rates decrease?

Eligible first-time home buyers can apply for the California Dream for All Shared Appreciation Loan Program lottery in early 2026.

FHA mortgage loan limits are going up in 2026. The standard FHA loan limit is increasing to $541,288, with higher limits in expensive counties.

HUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.

Mortgage rates fell for the second week in a row. Will they trend down in December? Here’s what the experts think.

Will the Federal Reserve have enough economic data to justify a third-straight rate cut at its December 2025 meeting?

Conforming loan limits for 2026 rose over 3% across the United States, going up to $2.4 million in high-cost areas.

Conforming loan limits for 2026 climbed by 3.26%, setting the new threshold at $832,750 in most parts of the United States.

The Trump administration said it’s considering portable and assumable mortgages to boost the housing market. Would they work?

An analysis of the latest HMDA data revealed which states have the most and least Gen Z homebuyers by gender.

Despite the uphill affordability battle, Gen Z is still buying homes. See where the most young people are becoming homeowners.

Could 50-year mortgages make homes more affordable—or just costlier in the long run? Explore how this loan could impact homebuyers and the housing market.

Looking for affordable sunshine? These warm, low-cost states let Gen Z buyers enjoy homeownership with smaller mortgages and steady employment.

The Federal Reserve made its second straight cut to the fed funds rate range in October. Will mortgage rates decrease?

Will the weakening labor market be enough for the Federal Reserve to cut rates at its October 2025 meeting?

Fed decisions don’t always bring lower mortgage rates. Here’s what every buyer should know before October’s meeting.

See the top reasons USDA loans are denied and learn how to boost your approval odds for this affordable, zero-down financing.

Find out how a government shutdown can affect your mortgage closing and what steps you can take to keep your home loan on track.

The NFIP deadline passing reduces flood coverage for millions and stalls home sales. Find out what homeowners and buyers need to know.

The Yes in God’s Back Yard (YIGBY) Act could increase rental supply and lower housing costs. Here’s how it may help first-time home buyers.