Posts Covering Mortgage News

Houston, we have affordable housing

4 U.S. cities ranked among world's most affordable Houston, Texas has some of the most affordable housing in the world. According to Bloomberg's recent Global City Housing Affordability Index, it's one of just four U.S. cities to make the top 10 list. The index considers average housing cost as a percentage of monthly income. The world's most […]

Moving this fall? Here are the strongest housing markets this season

The South takes the cake If you're looking to buy a home in this fall, you might want to consider heading south. According to Ten-X's fall 2017 Top Single-Family Housing Markets Report, that's where the majority of the nation's strongest markets lie. In fact, the Lone Star State alone claimed the top three spots. Texas […]

Mortgage payments: Freddie Mac feels your pain (and is doing something about it)

Making your mortgage payment just got easier -- if you have a Freddie Mac loan. But this innovation is likely to become popular with all lenders.

Everyone’s optimistic about today’s housing market

Today's housing market is churning -- full of buyers and sellers -- for good reason.Money is available and inventory is improving.

P2P mortgage lending could be a game changer for Millennials

P2p mortgage lending is big news. Peer-to-peer lending has come to the mortgage industry.

Single women experience slower home appreciation than single men

When it comes to the appreciation value of a home, single men see a better return than single women.

Home construction spending rises: Could it impact home prices?

Building is up, but so is buyer demand. Is increased construction spending by builders enough to alleviate price increases?

Mortgage approvals get way easier for those with student loans in 2017

Fannie Mae just unveiled surprising new rules for home buyers and refinancing homeowners with student loans. Many formerly turned-down applicants will be approved in 2017.

No down payment? You could crowdfund it

One lender allows home buyers to use platforms like Kickstarter and GoFundMe to gather their down payment funds from backers.

In some college towns, buying a condo is more affordable than a dorm

Buying a condo in a college town can be cheaper then renting through the school. Compare school housing to the "for sale" market before you commit.

Mortgage lenders loosening credit standards, taking more risks

Mortgage lenders could afford to be picky when interest rates were low and business was booming. Today, they have to be less picky to keep business coming in. That could be good for anyone buying a home right now.

October 2017 mortgage rates forecast (FHA, VA, USDA, Conventional)

Mortgage rates are poised to move in September. Rates are low, but they may not stay that way for long. Analysis and advice.

No down payment? New startup Loftium can help

One company, Loftium, has created a new opportunity, advancing the down payment for would-be homebuyers who agree to put their new home in a rental program.

What Hurricane Harvey means for real estate and mortgage rates

Natural disasters frequently affect real estate markets where they occur. But Hurricane Harvey's impact could be far more wide-reaching.

Construction jobs see gains as U.S. unemployment rate inches up in August

the US unemployment rate edged up in August and job growth was slower than analysts expected. That can cause mortgage rates to fall -- are you ready if they do?

September 2017 mortgage rates forecast (FHA, VA, USDA, Conventional)

Mortgage rates are poised to move in September. Rates are low, but they may not stay that way for long. Analysis and advice.

Home Sellers Strangely Pessimistic In A Raging Seller’s Market

We know why buyers are discouraged: lack of housing inventory? But why are sellers also pessimistic about their selling opportunities? Advice and analysis.

Why Are Mortgage Rates Still So Low?

The economy is heating up, and the Fed is on a firm rate-hike schedule. So why aren't consumer mortgage rates rising? Analysis and advice.

VA Mortgage Rates Are The Lowest, So Why Aren’t More Veterans Using Them?

Veterans have access to low VA mortgage rates, but too often, they choose another loan type. Correcting myths deter eligible veterans from the benefit.

Mortgage Rates Break Winning Streak

Mortgage rates bumped up again this week, breaking a nearly 2-month journey below 4%. Is it time to capture still-low rates?

2017 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)