Home Loan News and Advice from Experts You Can Trust

A cash-out refinance leverages your home equity and pays you money. Weighing the pros and cons helps determine if it's a good idea for you.

The HELOC cooling off period is when you can cancel your home equity line of credit without penalty, with some exceptions.

Determining equity is simple. Read on to learn which factors impact the amount of equity in your home and how you can calculate it.

When home values fall, your HEI settlement adjusts accordingly, sharing market risk rather than locking you into a fixed repayment path.

You can get a HELOC after refinancing your mortgage, but it's recommended to wait at least a month and eligibility depends on your equity.

This online HELOC application guide walks you through each step of the process, plus what lenders look for and how to speed up approval.

HELOC prepayment penalties can catch borrowers off guard. Find out what triggers them and how to avoid paying unnecessary fees.

Home equity investments differ from mortgages, giving you three options to choose from when their terms end.