Smarter mortgage decisions

A weak jobs report likely killed a September Fed hike, but forecasters still see 6.4%-6.5% mortgage rates through 2026. What that means if you're buying.

Student debt adds 8 months to 16 years to the time it takes to save a down payment, depending on your metro. See your city's number in TMR's 2026 report.

How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here's how it works.

The Fed voted 9-3 to hold rates steady, with 3 officials voting to raise them. See how persistent inflation and Fed division affect your mortgage options.

Deciding how to pay for a renovation? Compare using a credit card vs. a HELOC for home improvement — by project size, cost, risk, and how...

Some homes for sale never reach Zillow. Here's how private listings work, who benefits, and the questions buyers should ask before...

Rates are back near 6.6% and half the Fed favors a hike this year. What the July 28-29 meeting means if you're buying, locking, or waiting for cuts.