Recent News 
May 29, 2017
When does refinancing make sense? It depends on your goals and the loans available to you. Here are some scenarios in which refinancing does and does not make sense.
May 29, 2017
The VA mortgage has helped thousands of surviving spouses shore up finances and reduce homeownership costs.
May 27, 2017
Homebuying tips: How to choose your next neighborhood. New and old school search methods to check out your next location.
May 27, 2017
Home buyers often don't know how much they can afford. Using a mortgage calculator is an important step to finding a comfortable home price.
May 27, 2017
First-time home buyers tend to have lower credit scores than the general population. That's okay. There are plenty of "first-time" loan programs to help.
May 26, 2017
HELOCs lost some steam in the latter half of 2016, after hitting 8-year highs. More homeowners are choosing a cash-out refinance as home values rise.
May 26, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
May 26, 2017
Eligible buyers should consider the VA loan when it's an available option. Read more about VA loans and get today's live mortgage rates.
May 25, 2017
Renewed concerns about economic expansion are weighing on mortgage rates. It presents a rare opportunity for refinancing homeowners and home buyers.
May 25, 2017
Home supply is tight, and homes are selling fast. Mortgage rates are favorable. Is it time to enter the market?
May 25, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
May 25, 2017
A conventional refinance can lower your rate, pay off any loan, remove mortgage insurance, and more. Conventional refinance guidelines and rates for 2017.
May 25, 2017
Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.
May 24, 2017
Home prices actually fell during the first quarter of 2017. Was the drop seasonal, or will home prices continue to decline this year?
May 24, 2017
Prices are up more than 6% since last year, but the story changes regionally. The west coast has posted a 1.4% one-month gain, but a loss on the east coast.
May 24, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
May 23, 2017
New construction home sales cooled off in April, in what should have been a red-hot spring month. But, sales still match high 2016 levels.
May 23, 2017
This post discusses down payments; and, is part of a four-part series meant to help first-time home buyers buy their first home, and get approved for their first mortgage.
May 23, 2017
In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.
May 23, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
Resources
Useful Articles
Most Popular Posts
October 8, 2015
U.S. homeowners are eligible for tax credits and tax deductions from the IRS. Maximize your tax return claims. Complimentary mortgage rate quotes available. Updated for 2015.
January 28, 2017
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
January 19, 2016
About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
February 1, 2016
Experts said mortgage rates would over 4.5% by now. They're not. They're in the 3s. What will happen in February, though? Is now the time to lock?
October 17, 2016
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
January 26, 2015
For the first time in more than a decade, the FHA has lowered its mortgage insurance premiums (MIP). Complete analysis and review, plus a complimentary FHA rate quote.
November 9, 2015
You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.
April 8, 2015
Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.
September 9, 2016
Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.
May 12, 2017
About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.
August 23, 2016
Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
January 2, 2017
Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.
May 26, 2016
It's easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today's rates.
July 31, 2016
Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.
January 17, 2017
About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.
September 7, 2016
Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.
April 12, 2017
You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
March 10, 2017
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
March 5, 2014
You don't need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today's rates.
