Home Loan News and Advice from Experts You Can Trust

The 80/10/10 loan or “piggyback mortgage” is widely available today. Buyers are using it to avoid PMI, build equity, and buy homes more affordably.

Why are mortgage delinquency rates rising when millions of homeowners who need forbearance don’t have it — and millions who have forbearance don’t need it?

Believe it or not, you can negotiate mortgage rates. But you have to know how to work the lending system. Learn how to negotiate your mortgage rate here.

Sellers typically have the advantage over home buyers in summer. But could COVID-19 flip the housing market? Experts weigh in on both sides.

First time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.

The National Homebuyers Fund can help cover down payment and closing costs up to 5% of the loan amount. Here’s how apply and qualify for aid.

You may be able to buy a home on $50,000 a year with today’s low interest rates and special mortgage programs.

Worried about refinancing “too soon?” For most mortgage consumers, refinancing early in the life of their loan is better than waiting.

COVID-19 mortgage forbearance is here and will help millions of borrowers in the short-run. But long-term forbearance issues shouldn’t be overlooked.