You don’t need 20 percent down to buy a house. And even if you have the cash, putting 20 down might not be the best move. Explore your options here.
A new mortgage relief plan from President Biden will reduce mortgage payments by 20 to 25 percent for eligible borrowers. Learn about relief options here.
Should you pay discount points for a lower mortgage rate? The savings can be huge. But discount points aren’t right for everyone. Learn more here.
Mortgage rates should continue holding low in August 2021. But economic news could bring surprise rate movements. Advice, predictions, and your next steps.
Learn how to qualify for a mortgage with self-employed, seasonal or freelance income. There are no tax documents required for this mortgage program.
The VA IRRRL or “VA Streamline Refinance” is an easy way to lower the rate and payment on your VA loan. See today’s VA IRRRL rates and rules.
FHA loans are easier to qualify for than many other mortgages. FHA rates are low, but come with mortgage insurance. See current FHA rates and requirements.
Learn how to make a cash offer on a house and improve your chances in a bidding war. Today, there are even cash offer options for buyers without cash.
A mortgage letter of explanation may be required if there are red flags on your application. Here’s a simple guide to writing a letter of explanation.
July 27, 2021
Today’s mortgage and refinance rates Average mortgage rates inched lower again yesterday. It was the smallest measurable fall. But it set a new recent low. And brought this morning’s rates […]
Read ArticleSee how much you can afford by home price, monthly payment, or income
Should you refinance? This calculator breaks down monthly and lifetime cost
Former or current members of the military have access to reduced costs and rates
Determine your payment, including FHA-specific mortgage insurance and fees
The USDA provides a zero-down loan for homes outside major metros
Find out if your income level is eligible for this zero-down home loan
Our step-by-step guide will direct you through the process from start to finish. Know what to expect, no matter where you are in your home buying journey.
see all Guides
