Recent News

Low Down Payment Mortgage Options You’ve Never Heard Of

Banks keep creating their own ultra-lenient loan programs that are turning tens of thousands of renters into owners this year.

Mortgage Rates Today, July 24, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

FHA Income & Debt Rules Affect Approvals

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

Today’s Mortgage Rates Analysis

Current mortgage rates and mortgage market movement. Today's mortgage rates and mortgage news. Live rate quotes available. News and data provided by MBSQuoteline, a real-time mortgage market data service available to loan officers, real estate agents, and other finance professionals.

How Do Lenders Know If You Borrow Your Down Payment?

How do mortgage lenders know if you borrow your down payment? They have their ways. Here's how to get your funds together the right way and get approved for your loan.

$10,000 Medical Collection: Can I Qualify For A Mortgage?

Can you qualify for a mortgage with (big) medical collections? Sometimes, because medical collections are different than other accounts.

New Underwater Refinance Program Available October 2017

As the popular HARP program ends, FHFA will roll out a new program that will give more underwater homeowners the chance to refinance.

How Long Does It Take To Close A Mortgage?

The faster you can close on a mortgage, the lower your mortgage interest rate can be. Know the steps in a mortgage approval, and where you cut time and corners to get to closing quicker.

What Is A Mortgage Rate Lock?

Every mortgage borrower needs a mortgage rate lock. You can't close on a home without one. Advice on getting the best rate lock possible for your loan.

FHA Loan Requirements – What Do You Actually Know About FHA Mortgages?

FHA mortgages are popular among U.S. home buyers, but how much do you actually know about the program, which was started in 1934? Read up and learn more.

Slugging It Out In A Seller’s Market: How To Compete

In a seller's market, you have to be on your toes and ready to move quickly. Here's how to compete successfully.

Mortgage Rates Today, July 21, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

What Credit Score Do You Need For A Mortgage?

What minimum credit score do you need for a mortgage? The answer is 500 but not everyone will qualify. What to do when your FICO is lower than you hoped.

USDA Mortgages vs FHA: Which Is Better For First-Time Home Buyers?

Twenty-five percent of home buyers use FHA, but they could be overlooking the benefits of lesser-known USDA mortgage.

Interested Party Contributions: Getting The Home Seller To Pay Your Mortgage Closing Costs

"Seller concessions" allow a home buyer to have its mortgage closing costs paid by the home seller. Option available for FHA, VA, USDA, Conventional, and jumbo mortgages.

How The Mortgage Interest Tax Deduction Lowers Your Payment

The mortgage interest tax deduction is one of the most popular parts of the tax code, and it impacts millions of homeowners. Here's what you need to know about your potential savings.

Housing Starts Bounce Back in June, But Is It Enough?

New construction home building is showing signs of life. Still, home builders admit severe challenges to building, and demand outstrips supply.

Mortgage Rates Today, July 19, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

$65k In Student Loans: Should You Take Out A Second Mortgage?

Sometimes, you should take a second mortgage to repay student loans. Here's how to decide.

More Bang, Less Buck: Home Improvements With Highest Payoff In 2017

One of the top reasons for making home improvements is adding value to your property. Here's what you can do to add maximum home equity for your money.