Home Loan News and Advice from Experts You Can Trust

This guide explains how refinancing out of an HEI works, how the buyout amount is calculated, qualifications, and how to think about timing.

Getting a HELOC is often smarter than using credit cards. But not always. Learn when HELOCs or credit cards are the better option.

See why you should lower your DTI before applying for a HELOC and how it affects approval, rates, and credit limits.

Your credit score will determine if you qualify for a HELOC and what interest rate you can get. See how and what score you need here.

See your options for increasing a HELOC limit, from lender modifications to refinancing, plus key factors that affect approval.

HEAs don’t have monthly payments but the end can bring a big surprise. Here’s what happens when a home equity agreement matures.

Everything you need to know as an Alaska first-time home buyer, from home prices to loan options and down payment assistance.

Everything you should know as a South Dakota first-time home buyer, from home prices to loan options and down payment assistance.