Home Loan News and Advice from Experts You Can Trust

Learn which home improvements increase your HELOC appraisal value, which to avoid, and how timing and permits affect results.

HELOCs can be safe in retirement, as long as the borrower weighs their risks and are disciplined in their plan.

A HELOC gives homeowners financial flexibility, but access can be reduced or frozen if a lender's risk model changes.

Under current tax rules for 2026, HELOC deductibility depends on how the money is used, not the loan itself.

Jumbo HELOCs let homeowners borrow can borrow over a $1 million against their equity— but it requires navigating a different set of rules.

Compare the fastest HELOC lenders of 2026, including approval times, funding speed, and credit requirements, plus tips to get your HELOC funded faster.

Use home equity to access cash through a HELOC, home equity loan, or cash-out refinance. Explore how much equity you can borrow.

Mortgage rates inched up slightly for the third week in a row but remain low. Will they trend down in February? Here's what the experts think.