Home Equity

Is a HELOC a good idea in today's market? Explore the pros and cons of tapping into your home equity and if it's right for you.

HECM loan limits rise again for 2026. Find out how the new maximum value affects your reverse mortgage calculation and equity access.

Home equity totaled $17.1 trillion in the third quarter of 2025, giving the average borrower about $299,000 to tap into.

It's possible to get a home equity loan or HELOC on a second home. But there are special guidelines you should be aware of.

Learn how HECM lien status affects reverse mortgage eligibility, payoff requirements, and the funds you can access from your home equity.

HUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.

Not sure which reverse mortgage payout method is right for you? Explore how each option works and how to match it to your cash-flow needs.

Thinking about a reverse mortgage to downsize? Learn how an HECM for Purchase lets seniors buy a new home, boost affordability, and protect savings.

A reverse mortgage for home improvements lets seniors access home equity for safety upgrades, mobility renovations and major repairs, without monthly payments.

Learn how fixed and adjustable-rate HECMs differ in costs, payouts and flexibility so you can pick the reverse mortgage that fits your retirement goals.

Reverse mortgage counseling explains HECM costs, risks, and benefits. Learn what to expect in your session and why HUD requires it.

Confused about reverse mortgages? Learn why some advisors avoid the topic and how to get the full picture before making a decision about your home and retirement.

Learn the property requirements for HECM reverse mortgages. See which homes qualify, what inspections you’ll need, and how to avoid delays.

A reverse mortgage can unlock tax-free funds for long-term care, help manage rising medical costs, and allow retirees to stay safely in their homes.

Learn how a reverse mortgage line of credit grows with rising rates and provides tax-free, flexible funds to help manage inflation in retirement.

Need a loan on a home you own outright? Unlock your equity and get the cash you need. Compare loan options and start saving today.

Thinking about a reverse mortgage to pay off debt or medical bills? Understand the pros, cons, and what to consider before tapping your home equity.

Seniors on a fixed income can use a reverse mortgage to pay off their home loan and live mortgage-free in retirement.

Reverse mortgages allow older homeowners to convert their home equity into cash. But which banks offer them and how do you choose?

Reverse mortgages are still active even if the borrower passes away. Here's what you need to know about reverse mortgages after death.