Home Equity

Learn how using a reverse mortgage to delay Social Security can boost lifetime benefits, protect investments, and improve retirement cash flow.

Reverse mortgage vs downsizing: Learn how each choice affects equity, monthly costs, and long-term savings for older homeowners.

Learn how HECM mortgage insurance protects borrowers, supports reverse mortgage payments, and helps keep the program stable.

Compare reverse mortgages and home equity investments, including how they work, costs, and which option may better fit your financial goals.

Think you know how reverse mortgages work? We break down the 10 biggest reverse mortgage myths and explain the truth behind HECMs.

Learn how HECM occupancy rules work, including the 12-month absence rule and how extended time away from home can affect your reverse mortgage.

Learn what triggers a HECM reverse mortgage to become due and payable, how FHA rules work and practical steps to take to avoid repayment surprises.

Thinking about retiring abroad? Learn how reverse mortgage occupancy rules work, when overseas living is allowed, and smarter equity options to consider.

Not sure whether a reverse mortgage or life settlement makes more sense? Compare how each works, who qualifies and how they impact long-term finances.

Understanding HECM fees can help you decide if a reverse mortgage fits your retirement plan. Learn the upfront and ongoing costs.

HECM refinance may unlock more equity or better access to funds—if the long-term benefits outweigh the costs.

Compare HECM and jumbo reverse mortgages to see which option fits your home value, borrowing needs, and comfort with lender-specific terms.

Is a HELOC a good idea in today's market? Explore the pros and cons of tapping into your home equity and if it's right for you.

HECM loan limits rise again for 2026. Find out how the new maximum value affects your reverse mortgage calculation and equity access.

Home equity totaled $17.1 trillion in the third quarter of 2025, giving the average borrower about $299,000 to tap into.

It's possible to get a home equity loan or HELOC on a second home. But there are special guidelines you should be aware of.

Learn how HECM lien status affects reverse mortgage eligibility, payoff requirements, and the funds you can access from your home equity.

HUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.

Not sure which reverse mortgage payout method is right for you? Explore how each option works and how to match it to your cash-flow needs.

Thinking about a reverse mortgage to downsize? Learn how an HECM for Purchase lets seniors buy a new home, boost affordability, and protect savings.