Home Equity

Under current tax rules for 2026, HELOC deductibility depends on how the money is used, not the loan itself.

HELOCs can be safe in retirement, as long as the borrower weighs their risks and are disciplined in their plan.

Guide to home equity line of credit requirements, including credit score, minimum equity, and income required for a HELOC.

HELOCs are a great way to turn home equity into cash without refinancing. Learn how to get a HELOC in this step-by-step guide.

Your lender will base your HELOC limit on your financial stability, assessed risk, and combined loan-to-value ratio.

Learn about home equity loan requirements, including minimum equity, credit scores, and income needed to qualify.

Having a mortgage and a HELOC is relatively common; risk stems from how that debt is used and how comfortable your payments are.

Wondering how to get a home equity loan? Our guide breaks down the home equity loan process into simple, actionable steps.

Is opening a HELOC you don’t plan to use a smart move? Learn the pros, risks, and who unused HELOCs work best for.

Thinking about a reverse mortgage to pay off debt or medical bills? Understand the pros, cons, and what to consider before tapping your home equity.

Using retirement savings for home down payments may help buyers now but creates long-term risks for wealth and housing prices.

Should you choose a personal loan or a HELOC? You've already guessed the answer: It depends. But on what?

Is a HELOC or home equity loan better? That depends on how you'll use the loan. See the pros and cons of HELOCs vs. home equity loans here.

Although your lender will provide your HELOC borrowing limit, how much you can and should tap into depends on several factors.

Most homeowners don't realize they can tap into their home equity to buy another home -- before they sell. Success story of someone who did it.

How soon can I get a HELOC after I bought my house? For most homeowners, it's surprisingly soon. Here are the details.

Uncover current HELOC rates, learn about credit limits and APRs, and discover the factors that affect the rates borrowers are offered.

A decline in home value doesn’t automatically change the terms of your HELOC, but lenders can act under certain conditions.

Not sure which reverse mortgage payout method is right for you? Explore how each option works and how to match it to your cash-flow needs.

Tapping home equity can be a great way to fund a new business. But there are risks to be aware of. Here's what you should know.