Home Equity

Reverse mortgage requirements include being age 62 or older, having sufficient home equity, and occupying the home as a primary residence.

Can you deduct reverse mortgage interest? Often, only when the loan is repaid. See IRS limits, timing rules, and key tax details.

The best uses for a HELOC are home improvements, debt consolidation, and true emergencies. Learn how to build wealth without putting your home at risk.

Wondering if a HEI costs more than a HELOC? This guide breaks down 10-year costs, risks, and when each option is cheaper.

The fastest home equity investment firms can fund your application in days, not weeks. Compare the top 10 HEI companies ranked by funding speed, payouts, and terms.

HEA home maintenance rules explained: repairs, insurance, inspections, and how your home’s condition shapes valuation and future settlement costs.

Companies with the highest HEI limits include Hometap, Point, and Unison. Compare all 10 providers ranked by maximum payout.

HEI for condos and multi-family homes is possible with some providers. See which companies accept these property types, how to qualify, and your alternatives.

A home equity investment places a junior lien on your property, not ownership. See how it affects refinancing, borrowing, and selling.

Learn how HVAC condition affects your HELOC appraisal and borrowing limits, and when replacing your system before applying makes sense.

Defaulting on a home equity investment (HEI) can lead to lien enforcement, legal action, and a forced sale of your home, even with no monthly payments to miss.

Can you get an HEA if you have a HELOC? Learn when third position is allowed and when providers must pay off or close a HELOC first.

Yes, you still own your home with an HEA. See how ownership, liens, repayment, and refinancing are affected in a home equity agreement.

The good news is HEI companies can’t micromanage your home in most cases. But most agreements do include property maintenance requirements.

This guide explains how loan modifications actually work, who qualifies, and which alternatives can get you access to the cash you need.

Learn exactly how second home HELOC CLTV limits work, the credit score and income requirements, and whether you have enough equity to tap.

You can have multiple HELOCs on one home but being approved for a second one is difficult due to higher lender risk and strict equity requirements.

This guide covers when and how to open a HELOC for bear market protection without putting your home in jeopardy.

An unexpected hospital bill can feel like a financial emergency. But you can tap your home equity before touching your 401(k).

Learn how to settle a home equity investment without selling your home using a HELOC, refinance, or equity loan.