Posts Covering Mortgage Products

Rising real estate values power new interest in jumbo loans

More expensive homes, bigger mortgages Property values are rising in most markets, and that means jumbo loans have become more important. As of December, home prices nationwide had increased for 70 straight months, according to the National Association of Realtors (NAR). Home prices are at new highs in nearly two-thirds of our major metro areas. […]

How much do you need to know about mortgages to get one?

You don't need to be an expert to negotiate a great mortgage. It only takes a few minutes if you follow these simple tips.

Tips for landlords: why landlords should consider a blanket mortgage

A mortgage for residential landlords Are you unfamiliar with the term "blanket mortgage?" Don't worry. Plenty of professionals in the financial sector have never been near one. And they know little more about them than you do. But if you invest in real estate — perhaps as a residential landlord — you may find a blanket mortgage […]

You don’t have to pay your back taxes to get a mortgage

Can you get a mortgage if you owe back taxes? Fannie Mae says you can, if you follow these tips.

Low- and No-Money-Down Mortgages For 2018

There are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of 8 of them.

What is a USDA Loan? Eligibility, rates & advantages for 2018

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

You don’t need a 20 percent down payment to buy a home

You don't need to make a 20% down payment to purchase a home. Review popular low- and no-down payment mortgage programs and get a complimentary mortgage rate quote.

What is a USDA Loan? Eligibility, rates, advantages and downsides for 2018

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

7-Year ARM rates perfect for modern homeowners

Ninety-five percent of mortgage consumers will opt for a fixed rate mortgage, but they could be skipping over significant savings and low risk found in 7-year ARM rates.

Is a jumbo mortgage better than a conforming home loan?

Today's jumbo mortgage rates are similar to those of standard conforming loans. But, they come with a different set of rules. Will you qualify?

Fannie Mae announces new higher loan limits for 2018

Fannie Mae and Freddie mac loan limits will go up in 2018 for most borrowers. find out about your area's loan limit here.

USDA Home Loans

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

Best home improvement loan: how to find it and pay less for it

What are the best home improvement loans available? It depends on your needs, home equity, and other factors. Here's how to choose.

Lot loans: everything you need to know

Lot loans, construction loans and "one-time close" loans come from many sources and have many rules. Here's what you need to know.

New mortgage pays off student loans, too

You can buy home with student loans, thanks to a few new creative programs.

Shared equity mortgage gets family into dream home

A Shared Equity Mortgage or SEM can help you make a bigger down payment and more easily afford your home. Here's how.

HELOC or fixed home equity loan? What’s best for you?

Home equity loan or HELOC? The best loan for you depends on how you plan to use it.

Getting a mortgage on a second home / vacation property

Home prices are rising. Buying a second home purchase might pay off, and give you a sure vacation spot. How to qualify for a second home mortgage.

Best programs for getting a mortgage with a disability in 2018

Is it harder to get a mortgage with a disability? No; it can actually be easier, thanks to the wide array of assistance available for down payments, closing costs, and accessibility.

Quick Read: Bank Statement Loan Program Success Story

The bank statement loan is perfect for those with a lot of income, but not a lot of the tax-return-documented kind.

2018 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)