Conforming Mortgages

Conforming loan limits for 2024 rose by 5.56% across the United States. Single-family mortgages are now available at $1.15 million.

How big is the down payment for a $400,000 house? That depends on the type of mortgage you choose. Check your current options.

Ever wondered about Fannie Mae and its spectrum of "conforming" mortgages? Read on to discover your home loan options and eligibility criteria.

Learn about 3% down payment mortgage options, including 3% down conventional loans and 3.5% down FHA loans.

Learn about conventional loan requirements, including what credit score, down payment, and documents you need to qualify.

Do you need 20% for a conventional loan down payment? Not even close. Today's conventional loans start at just 3% down.

When it comes to VA loans vs. conventional loans, it's often an easy choice: VA, if you're eligible. But your situation could be different.

Paramount Bank mortgage review showing how Paramount compares to other top lenders for mortgage rates, customer service, and loan options.

New American Funding mortgage review showing how NAF compares to other top lenders for mortgage rates, customer service, and loan options.

Fairway Mortgage Review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

Conforming loans are the most common type of mortgage. But what are they and how do they work? Use this conforming loan guide to learn more.

Refinance requirements can be tricky, but the rewards are often huge. Find out what you need to meet basic refinance requirements and start saving.

First-time home buyers can access special loan programs and assistance. But a home buyer education course may be required.

A Community Seconds loan can cover your down payment and closing costs, putting you in a house with no money out of pocket.

Learn how to buy a house with a 700 credit score, including the best mortgage types and tips to get the lowest mortgage rate.

The Adverse Market Refinance Fee made it more expensive to refinance over the last year. Now, that fee has been removed. Learn more here.

A new refinance option from FHFA could help low-income homeowners save $2,000 per year or more. Learn about program rates and requirements here.

The Fannie Mae HomeStyle loan lets you buy a home and carry out renovations with one mortgage. Learn about HomeStyle rates and requirements here.

Is there a conventional Streamline Refinance? No, but you can use a different refinance option to get similar Streamline benefits. Here's how.

Conventional loans have a few basic property standards, but no in-depth home condition requirements. You likely want a home inspection anyway.