Conforming Mortgages

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Refinance requirements can be tricky, but the rewards are often huge. Find out what you need to meet basic refinance requirements and start saving.

Conforming loan limits for 2025 climbed by 5.2%, setting the new threshold at $806,500 in most parts of the United States.

How big is the down payment for a $400,000 house? That depends on the type of mortgage you choose. Check your current options.

How big is the down payment for a $500,000 house? That depends on the type of mortgage you choose. Check your current options.

When it comes to VA loans vs. conventional loans, it's often an easy choice: VA, if you're eligible. But your situation could be different.

Learn about 3% down payment mortgage options, including 3% down conventional loans and 3.5% down FHA loans.

Learn about conventional loan requirements, including what credit score, down payment, and documents you need to qualify.

A mortgage buydown lets your seller, developer or agent buy you a lower mortgage rate for one, two or three years. Read on to learn more.

Learn how to buy a house with a 700 credit score, including the best mortgage types and tips to get the lowest mortgage rate.

Ever wondered about Fannie Mae and its spectrum of "conforming" mortgages? Read on to discover your home loan options and eligibility criteria.

Do you need 20% for a conventional loan down payment? Not even close. Today's conventional loans start at just 3% down.

Conforming loans are the most common type of mortgage. But what are they and how do they work? Use this conforming loan guide to learn more.

First-time home buyers can access special loan programs and assistance. But a home buyer education course may be required.

A Community Seconds loan can cover your down payment and closing costs, putting you in a house with no money out of pocket.

The Adverse Market Refinance Fee made it more expensive to refinance over the last year. Now, that fee has been removed. Learn more here.

A new refinance option from FHFA could help low-income homeowners save $2,000 per year or more. Learn about program rates and requirements here.

The Fannie Mae HomeStyle loan lets you buy a home and carry out renovations with one mortgage. Learn about HomeStyle rates and requirements here.