Posts Covering USDA Loans

Is 2018 the year you should become a homeowner?

Happy new year — as a homeowner Is your new year’s resolution for 2018 to become a homeowner? Or would you make it one, if only you thought it was a smart move — and you stood a chance of achieving it? Well, read on because you might find some good news. 2018: A vintage […]

How to make the most of your closing disclosure

Buying a home: Don’t fall at the finish line At least three business days before you’re due to close, you should receive a closing disclosure. Could there be a worse time? You’re preparing to move! And your to-do list has never been longer. So the last thing you want is a five-page document to wade […]

The Shutdown and your government mortgage: How it will affect FHA, VA and USDA loans

The government shutdown might impact your government mortgage — VA, FHA and USDA loan programs are all backed by the government and will be affected to some degree.

What is a USDA Loan? Eligibility, rates & advantages for 2018

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

What is a USDA Loan? Eligibility, rates, advantages and downsides for 2018

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

USDA Home Loans

The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.

USDA Mortgages vs FHA: Which Is Better For First-Time Home Buyers?

Twenty-five percent of home buyers use FHA, but they could be overlooking the benefits of lesser-known USDA mortgage.

USDA Loans : Guide To Credit Score Eligibility

You don’t need great credit to qualify for a zero-down USDA home loan. This program is designed around the idea that more renters should be homeowners.

USDA Loans : Guide To Down Payment And Closing Costs

The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.

USDA Home Loan Buyers: Real Life Success Stories

The USDA home loan — aka Rural Housing mortgage — offers zero down financing to eligible homebuyers. See how the program helped this borrower become a homeowner.

USDA Property Eligibility: You Don’t Have To Live In “The Sticks”

USDA property eligibility depends on the location of your home. While you can’t live in the center of a major population center, can can live fairly near the big city and still qualify.

Home Prices in 2017: Are We Facing A Real Estate Bubble?

Rising home prices this year could mean another real estate boom — or another real estate bubble. How can you tell?

USDA Home Loans : 100% Financing And Very Low Mortgage Rates

The USDA home loan program offers 100% financing, low mortgage rates, and a minuscule annual MIP payment. Check your USDA eligibility here.

What’s Rural? Surprising Areas Classified As “Rural” By The USDA Mortgage Program

The USDA Mortgage is available to those who buy homes in designated rural areas. But what exactly is rural? You might be surprised.

Zero-Down USDA Home Loans vs FHA vs Conventional 97

How do USDA loan costs compare to other loan types? It turns out these loans are some of the most affordable mortgages in the market today.

USDA Home Loans: Zero-Down Mortgages For Rural And Suburban Buyers

USDA home loans for rural home buyers are zero-down mortgages with flexible underwriting. Even buyers who have been turned down for other programs might qualify.

2017 USDA Loan Income Limits & USDA Eligibility Check

About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.

What To Know About 100% USDA Mortgage Loans

The USDA mortgage provides zero-down financing to home buyers in rural and suburban communities. Learn the basics, and other advantages of this program.

What’s Better? USDA Home Loan Or Conventional Mortgage?

If you have 5% or even 3% down, should you choose a conventional loan? You might get a cheaper payment — and $0 down — with USDA.

100% Loan Program Now Cheaper: Fewer Costs, Lower MI For USDA Loans

USDA mortgages are getting more affordable. The agency has just announced plans to reduce upfront and monthly fees for this popular home buying program.

2018 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)