USDA Loans

A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?

USDA construction loans can be an affordable way to buy land and build a home. Read on to learn more about their pros and cons.

Compare pros and cons of USDA vs FHA loans as well as minimum requirements to qualify. Find out which loan is best for you.

USDA loans have some special requirements for home buyers. Learn about income limits, eligible locations, and other USDA loan requirements.

USDA loans allow zero down payment and have lenient requirements. Plus, USDA loan rates are below average. Find out if you qualify.

First-time home buyer down payments can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.

Freedom Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loans offered.

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Learn about current USDA eligibility requirements and income limits to qualify for a zero-down USDA mortgage.

Streamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren't required, either.

Refinance requirements can be tricky, but the rewards are often huge. Find out what you need to meet basic refinance requirements and start saving.

The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.

Learn how to buy a house with a 700 credit score, including the best mortgage types and tips to get the lowest mortgage rate.

Streamline Refinancing is a faster way to lower your rate on an FHA, VA, or USDA loan. Why aren't more homeowners using it?

See the pros and cons of conventional vs. VA vs. FHA refinancing. Compare refinance rates and learn about cash-out options.

Learn how to refinance your USDA loan into a lower rate and payment. Or refinance a USDA loan to cash-out equity or remove mortgage insurance

Compare the best USDA lenders to get a great deal on your home loan. USDA loans require zero down payment and have below-market interest rates.

The USDA loan map might shrink after the 2020 census. If so, far fewer homes could qualify next year. If you want a USDA loan, here's what you should know.

First time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.

There are a number of VA loan service requirements. They determine how much borrowers pay to use the VA mortgage program. VA-qualified borrowers can obtain mortgage financing with very advantageous terms. So how do the advantages (and eligibility requirements) of a VA loan stack up against USDA and FHA loans? Let's find out.