About MortgagesSeptember 13, 2023Is a Government-Backed Loan Right for You?A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?
USDA LoansSeptember 7, 2023USDA Construction Loan to Buy Land | Requirements 2023USDA construction loans can be an affordable way to buy land and build a home. Read on to learn more about their pros and cons.
USDA LoansAugust 31, 2023USDA vs. FHA: Which is better for first-time home buyers?Compare pros and cons of USDA vs FHA loans as well as minimum requirements to qualify. Find out which loan is best for you.
USDA LoansMay 31, 2023USDA Loan Requirements: Guide for First-Time Home BuyersUSDA loans have some special requirements for home buyers. Learn about income limits, eligible locations, and other USDA loan requirements.
USDA LoansMay 17, 2023USDA Home Loan | Requirements & Income Limits 2023USDA loans allow zero down payment and have lenient requirements. Plus, USDA loan rates are below average. Find out if you qualify.
First-Time Home BuyersFebruary 23, 2023First-Time Home Buyer Down Payment: How Much Is Needed?First-time home buyer down payments can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.
Mortgage Lender ReviewsAugust 5, 2022Freedom Mortgage Review for 2023Freedom Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loans offered.
Mortgage Lender ReviewsJune 21, 2022Fairway Independent Mortgage Review for 2023Fairway Mortgage Review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.
USDA LoansMay 17, 2022USDA eligibility and income limits: 2023 USDA mortgageLearn about current USDA eligibility requirements and income limits to qualify for a zero-down USDA mortgage.
RefinanceMarch 18, 2022Streamline Refinance guide for 2023: Process and benefitsStreamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren't required, either.
RefinanceJanuary 12, 2022Refinance requirements: What you need to refinance your homeRefinance requirements can be tricky, but the rewards are often huge. Find out what you need to meet basic refinance requirements and start saving.
USDA LoansDecember 23, 2021USDA loan closing costs and down payment guidelines in 2023The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.
FICO & Credit ScoresNovember 30, 2021Tips for buying a house with a 700 credit scoreLearn how to buy a house with a 700 credit score, including the best mortgage types and tips to get the lowest mortgage rate.
RefinanceNovember 19, 2021What is Streamline Refinancing? Benefits, rules and ratesStreamline Refinancing is a faster way to lower your rate on an FHA, VA, or USDA loan. Why aren't more homeowners using it?
RefinanceOctober 24, 2021Conventional vs. FHA vs. VA refinance: Which refi program is best for you?See the pros and cons of conventional vs. VA vs. FHA refinancing. Compare refinance rates and learn about cash-out options.
USDA LoansSeptember 17, 2021How to refinance your USDA home loanLearn how to refinance your USDA loan into a lower rate and payment. Or refinance a USDA loan to cash-out equity or remove mortgage insurance
Mortgage Lender ReviewsFebruary 22, 2021The 8 best USDA lenders for 2023Compare the best USDA lenders to get a great deal on your home loan. USDA loans require zero down payment and have below-market interest rates.
USDA LoansJune 9, 2020The USDA loan map could soon shrink. Should you apply before it does?The USDA loan map might shrink after the 2020 census. If so, far fewer homes could qualify next year. If you want a USDA loan, here's what you should know.
First-Time Home BuyersMay 26, 2020First time home buyer programs in all 50 statesFirst time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.
About MortgagesDecember 18, 2019VA loan series: VA vs FHA vs USDA mortgages [VIDEO]There are a number of VA loan service requirements. They determine how much borrowers pay to use the VA mortgage program. VA-qualified borrowers can obtain mortgage financing with very advantageous terms. So how do the advantages (and eligibility requirements) of a VA loan stack up against USDA and FHA loans? Let's find out.