First-Time Home BuyersNovember 22, 2024First-Time Home Buyer Down Payment: How Much Is Needed?A first-time home buyer down payment can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.
USDA LoansNovember 11, 2024Understanding USDA Loans: Direct vs. GuaranteedDiscover the key differences between USDA direct and guaranteed loans, and find out which rural home financing option is best for you.
First-Time Home BuyersOctober 29, 2024Zero-Down Mortgages for Today’s Young BuyersDreaming of a new home? Zero-down mortgages provide Millennials and Gen Zers a path to homeownership without needing a large down payment.
USDA LoansSeptember 13, 2024USDA Loan Income Limits | 2025Learn about current USDA eligibility requirements and income limits to qualify for a zero-down USDA mortgage.
USDA LoansAugust 16, 2024Can You Refinance a USDA Loan or Mortgage? | 2025Learn how to refinance your USDA loan into a lower rate and payment. Or refinance a USDA loan to cash-out equity or remove mortgage insurance
USDA LoansAugust 16, 2024USDA Loan Down Payment & Closing Costs | 2025Learn about USDA loans and their key benefits: no USDA loan down payment and affordable USDA closing costs.
USDA LoansAugust 15, 2024USDA Loan Approval Process | Timeline & Steps 2025The USDA loan approval process is much like other loan types. Learn about the step-by-step process and timeline for getting a USDA loan.
USDA LoansAugust 14, 2024USDA vs. FHA: Which Loan Is Better? | 2025Compare pros and cons of USDA vs FHA loans as well as minimum requirements to qualify. Find out which loan is best for you.
USDA LoansAugust 13, 2024USDA Loans | Rates, Terms & Requirements 2025USDA loans offer low rates and no down payment for eligible buyers. Explore income limits, requirements, and compare rates to find your best option.
USDA LoansAugust 13, 2024USDA Construction Loan to Buy Land | Requirements 2025USDA construction loans can be an affordable way to buy land and build a home. Read on to learn more about their pros and cons.
Buying a homeMay 8, 2024How Much Is the Down Payment for a $500,000 House?How big is the down payment for a $500,000 house? That depends on the type of mortgage you choose. Check your current options.
RefinanceFebruary 2, 2024Refinance Requirements: What You Need to Refinance Your Home in 2025Refinance requirements can be tricky, but the rewards are often huge. Find out what you need to meet basic refinance requirements and start saving.
RefinanceJanuary 15, 2024Streamline Refinance Guide for 2025: Process and BenefitsStreamline Refinance programs waive income, asset, credit and employment verification, simplifying the approval process. Appraisals aren't required, either.
Buying a homeJanuary 3, 2024Unlocking Affordability: Understanding the Mortgage Rate BuydownA mortgage buydown lets your seller, developer or agent buy you a lower mortgage rate for one, two or three years. Read on to learn more.
FICO & Credit ScoresDecember 15, 2023Is 700 a Good Credit Score to Buy a House? | 2025Learn how to buy a house with a 700 credit score, including the best mortgage types and tips to get the lowest mortgage rate.
About MortgagesSeptember 13, 2023Is a Government-Backed Loan Right for You?A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?
USDA LoansMay 31, 2023USDA Loan Requirements: Guide for First-Time Home BuyersUSDA loans have some special requirements for home buyers. Learn about income limits, eligible locations, and other USDA loan requirements.
Mortgage Lender ReviewsAugust 5, 2022Freedom Mortgage Review for 2025Freedom Mortgage review showing how the company compares to other major lenders for mortgage rates, customer service, and loans offered.
Mortgage Lender ReviewsJune 21, 2022Fairway Independent Mortgage Review for 2025Fairway Mortgage Review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.
RefinanceNovember 19, 2021What is Streamline Refinancing? Benefits, rules and ratesStreamline Refinancing is a faster way to lower your rate on an FHA, VA, or USDA loan. Why aren't more homeowners using it?