Posts Covering USDA Loans
2018 USDA Loan Income Limits & USDA Eligibility Check
July 29, 2018 in USDA Loans
About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.
Use your mortgage Closing Disclosure (CD) to get the deal you were promised
June 23, 2018 in About Mortgages Buying a home Essential Mortgage Miscellany First-Time Home Buyers Uncategorized USDA Loans VA Loans
In this article: A mortgage disclosure is a five-page summary outlining all the key points about your new mortgage. Your lender is legally obliged to send you a mortgage disclosure at least three business days before you’re due to close. The following information is included in your mortgage disclosure: The type of mortgage — fixed […]
Is 2018 the year you should become a homeowner?
January 24, 2018 in About Mortgages Buying a home Economic News First-Time Home Buyers Homeownership Topics Mortgage Rates Real Estate Uncategorized USDA Loans VA Loans
Happy new year — as a homeowner Is your new year’s resolution for 2018 to become a homeowner? Or would you make it one, if only you thought it was a smart move — and you stood a chance of achieving it? Well, read on because you might find some good news. 2018: A vintage […]
The Shutdown and your government mortgage: How it will affect FHA, VA and USDA loans
January 22, 2018 in FHA Home Buying FHA Refinance Mortgage News USDA Loans VA Loans VA Refinance
The government shutdown might impact your government mortgage — VA, FHA and USDA loan programs are all backed by the government and will be affected to some degree.
What is a USDA Loan? Eligibility, rates & advantages for 2018
January 3, 2018 in Mortgage Products USDA Loans
The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
What is a USDA Loan? Eligibility, rates, advantages and downsides for 2018
December 21, 2017 in Mortgage Products USDA Loans
The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
USDA Home Loans
November 20, 2017 in Mortgage Products USDA Loans
The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
USDA Mortgages vs FHA: Which Is Better For First-Time Home Buyers?
July 21, 2017 in USDA Loans
Twenty-five percent of home buyers use FHA, but they could be overlooking the benefits of lesser-known USDA mortgage.
USDA Loans : Guide To Credit Score Eligibility
July 3, 2017 in Mortgage Products USDA Loans
You don’t need great credit to qualify for a zero-down USDA home loan. This program is designed around the idea that more renters should be homeowners.
USDA Loans : Guide To Down Payment And Closing Costs
June 30, 2017 in Mortgage Products USDA Loans
The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.
USDA Home Loan Buyers: Real Life Success Stories
May 31, 2017 in USDA Loans
The USDA home loan — aka Rural Housing mortgage — offers zero down financing to eligible homebuyers. See how the program helped this borrower become a homeowner.
USDA Property Eligibility: You Don’t Have To Live In “The Sticks”
May 5, 2017 in USDA Loans
USDA property eligibility depends on the location of your home. While you can’t live in the center of a major population center, can can live fairly near the big city and still qualify.
Home Prices in 2017: Are We Facing A Real Estate Bubble?
May 3, 2017 in Real Estate News USDA Loans
Rising home prices this year could mean another real estate boom — or another real estate bubble. How can you tell?
USDA Home Loans : 100% Financing And Very Low Mortgage Rates
April 18, 2017 in USDA Loans
The USDA home loan program offers 100% financing, low mortgage rates, and a minuscule annual MIP payment. Check your USDA eligibility here.
What’s Rural? Surprising Areas Classified As “Rural” By The USDA Mortgage Program
March 5, 2017 in USDA Loans
The USDA Mortgage is available to those who buy homes in designated rural areas. But what exactly is rural? You might be surprised.
Zero-Down USDA Home Loans vs FHA vs Conventional 97
March 3, 2017 in USDA Loans
How do USDA loan costs compare to other loan types? It turns out these loans are some of the most affordable mortgages in the market today.
USDA Home Loans: Zero-Down Mortgages For Rural And Suburban Buyers
March 1, 2017 in USDA Loans
USDA home loans for rural home buyers are zero-down mortgages with flexible underwriting. Even buyers who have been turned down for other programs might qualify.
What To Know About 100% USDA Mortgage Loans
November 3, 2016 in USDA Loans
The USDA mortgage provides zero-down financing to home buyers in rural and suburban communities. Learn the basics, and other advantages of this program.
What’s Better? USDA Home Loan Or Conventional Mortgage?
October 16, 2016 in Conventional Loans USDA Loans
If you have 5% or even 3% down, should you choose a conventional loan? You might get a cheaper payment — and $0 down — with USDA.
100% Loan Program Now Cheaper: Fewer Costs, Lower MI For USDA Loans
October 3, 2016 in USDA Loans
USDA mortgages are getting more affordable. The agency has just announced plans to reduce upfront and monthly fees for this popular home buying program.
More Posts
2018 USDA Loan Income Limits & USDA Eligibility Check
Use your mortgage Closing Disclosure (CD) to get the deal you were promised
Is 2018 the year you should become a homeowner?
The Shutdown and your government mortgage: How it will affect FHA, VA and USDA loans
What is a USDA Loan? Eligibility, rates & advantages for 2018
What is a USDA Loan? Eligibility, rates, advantages and downsides for 2018
USDA Mortgages vs FHA: Which Is Better For First-Time Home Buyers?
USDA Loans : Guide To Credit Score Eligibility
USDA Loans : Guide To Down Payment And Closing Costs
USDA Home Loan Buyers: Real Life Success Stories
USDA Property Eligibility: You Don’t Have To Live In “The Sticks”
Home Prices in 2017: Are We Facing A Real Estate Bubble?
USDA Home Loans : 100% Financing And Very Low Mortgage Rates
What’s Rural? Surprising Areas Classified As “Rural” By The USDA Mortgage Program
Zero-Down USDA Home Loans vs FHA vs Conventional 97
USDA Home Loans: Zero-Down Mortgages For Rural And Suburban Buyers
What To Know About 100% USDA Mortgage Loans
What’s Better? USDA Home Loan Or Conventional Mortgage?
100% Loan Program Now Cheaper: Fewer Costs, Lower MI For USDA Loans