Everything you need to know aboutFHA Home Buying

Peter Miller
- 5 min read

VA loan series: VA vs FHA vs USDA

There are a number of VA loan service requirements. They determine how much borrowers pay to use the VA mortgage program. VA-qualified borrowers can obtain mortgage financing with very advantageous terms. So how do the advantages (and eligibility requirements) of a VA loan stack up against USDA and FHA loans? Let’s find out.

Peter Miller
- 5 min read

FHA loan income limits: Are there any?

FHA is one of the most popular home buying programs in existence. What does it take to qualify? Do you make too much to be eligible for FHA?

Peter Miller
- 4 min read

FHA credit score eligibility: How low does FHA go?

FHA credit score eligibility depends on just a few special numbers. That, at least, is the quick take. But if you look deeper you can see that the relationship between FHA mortgages and credit scores is more complicated.

Peter Miller
- 4 min read

How to pay for FHA down payment and closing costs

The FHA down payment is just 3.5% for most borrowers. As down payments go it’s certainly a lot less than the 20% up front some mortgage programs require. But is there a way to make the FHA down payment even easier?

Peter Miller
- 3 min read

What’s better? The FHA or USDA mortgage program?

FHA or USDA mortgages, which should you choose? It’s not an easy question and there’s no single answer which is right for everyone. But it’s a question many borrowers should ask. The right answer can mean big mortgage savings.