Articles by Peter Warden - Page 41

Sometimes having both spouses on a home loan application causes mortgage problems. In those cases, it's better to leave one spouse off the home loan.

A recent study showed that 90 percent of borrowers thought they got a great loan. But almost half of them did not compare, so they really don't know if they got the best mortgage rate or not.

Before you quit the rate race, you need to make an important decision: should you pay off your mortgage before retirement?

What are the best home improvement loans available? It depends on your needs, home equity, and other factors. Here's how to choose.

An escrow or impound account can make your life easier, but it can also add to your closing costs. Here's what to do if you're concerned about avoiding impounds on your mortgage.

Common reasons why home purchase attempts fail, and how you can avoid being the 1-in-25 home buyers whose transactions don't go through.

Do you have to pay off old debt to get a mortgage? It depends on your loan, the type of collection account and the state in which you live.

Will buying a new car affect your mortgage application if you do it before your home loan closes? Only if you don't pay cash for the car.

How do mortgage lenders know if you borrow your down payment? They have their ways. Here's how to get your funds together the right way and get approved for your loan.

Marriage equality has changed the way LGBT couples get mortgages. While there is no such thing as an LGBT mortgage, couples should consider these factors when applying for a mortgage.

Millennial homebuyers are finally becoming a force in real estate markets. Here's what you need to know about making the leap to homeownership as a young adult.

The mortgage down payment wedding gift is trendy, but is it tacky? Learn how to deal with gifts and your mortgage loan. There are hoops to jump through.

How much can I borrow? Home affordability is one of the first issues you'll address. Find out how much you can borrow when you buy a home.

It's no secret; mortgage interest rates are rising. So, it it time to get out of your ARM and refinance?

The single homebuyer is stepping up to the plate, and today's great mortgage home loans are helping Millennials buy their first houses.

Buying a house delivers many more benefits than the roof over your head. Here are 7 more reasons to consider homeownership today.

Increasing Home Equity: Top 7 Home Improvement Tips To add maximum home equity when you renovate, start by choosing the right projects.

As an applicant, qualifying for a mortgage can be an unnerving experience. Home lenders seem to probe every corner of your life. What are they looking for?

How big is the down payment for a $400,000 house? That depends on the type of mortgage you choose. Check your current options.