Who Qualifies as a First-Time Home Buyer? | Programs 2025
You might be surprised by who qualifies as a first-time home buyer. Even previous homeowners may qualify for first-time home buyer loans.
See how much you can afford by home price, monthly payment, or income
Determine your payment, including FHA-specific mortgage insurance and fees
Former or current members of the military have access to reduced costs and rates
The USDA provides a zero-down loan for homes outside major metros
Easily find down payment requirements for popular loan programs
Find out if your income level is eligible for this zero-down home loan