Buying a home - Page 29

Rising mortgage rates mean higher payments, and that impacts home affordability. But the relationship is more complicated than that, and the news may not be as bad as you think.

It's important to know how to choose a home builder because guessing wrong could be very expensive. Here is what you need to know.

How to buy a home and get the best deal. The lowest price is not always the cheapest way to buy. Learn about other concessions and how valuable they can be.

Buying a home without considering utility costs is like buying a car without checking the gas mileage. But many forget to do this when they go shopping.

Buying a home and selling a home, aka a simultaneous closing, can present a timing challenge, but it's definitely possible. Here's what you need to know.

The mortgage down payment wedding gift is trendy, but is it tacky? Learn how to deal with gifts and your mortgage loan. There are hoops to jump through.

Gen X buys more homes than any other. They are established and in a good position to get the best home loans. Here's what you need to know about these loans.

How much can I borrow? Home affordability is one of the first issues you'll address. Find out how much you can borrow when you buy a home.

Short sale homes are still around and can represent a nice bargain. Learn about buying a short sale home here.

The mortgage prequalification letter tells home sellers and their agents that you are serious about buying a home, and deserve a little respect.

How much mortgage can I qualify for? That's a question most homebuyers should ask before they go home shopping. Here's how to assess your home affordability.

Buying a home can be extra challenging when you're in a seller's market and have to compete with others. Here's how to deal with the extra pressure and get the house you want.

Homebuying tips: How to choose your next neighborhood. New and old school search methods to check out your next location.

New construction has advantages and drawbacks. You'll probably need to be a lot more involved in the process, so make sure that you're willing to do this before choosing a new home built just for you.

If you buy a condominium, townhome, or co-op, the property type affects yoyr mortgage approval.

Small home mortgage loans help you buy your first home, but they can also help you when your kids are gone, and you need less room.

How much house can I afford? That's a question every homebuyer should ask before shopping for a house. Affordability depends on your mortgage rate, down payment, the price of the house and other factors.

HUD homes are foreclosure properties that were financed with FHA mortgages. These FHA homes for sales can be purchased at discount and can make good investments.

To get into your starter home, you have to "think different." Competition is fierce. Approach home buying from a different angle.

Housing prices may have a long way to go before hitting their peak. Why buying now could still pay off handsomely in the future.