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Recent News 
July 6, 2017
Mortgage rates bumped up this week, but maintain their 7-week streak below 4%. Is it time to capture one of history's lowest rates?
July 6, 2017
Buying a home without considering utility costs is like buying a car without checking the gas mileage. But many forget to do this when they go shopping.
July 6, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
July 6, 2017
Changing jobs probably won't jeopardize your mortgage approval, but switching careers might. Understand the nuance with which lenders will judge your move.
July 6, 2017
Mortgage rates change all day, every day -- but what's the best day to lock something in? Analysis of MBS data, helpful conclusions, plus today's live rates.
July 5, 2017
Mortgage closing costs come in many forms -- from the all-inclusive origination charge to a slew of "junk" fees that could be anything. Guess what? It doesn't matter what they are called.
July 4, 2017
VA mortgage myths may prevent eligible homebuyers from using this great loan, and cost them money. If you encounter a home seller or listing agent who balks at selling to a VA buyer, show them this article.
July 3, 2017
You don't need great credit to qualify for a zero-down USDA home loan. This program is designed around the idea that more renters should be homeowners.
July 3, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
July 2, 2017
Buying a home and selling a home, aka a simultaneous closing, can present a timing challenge, but it's definitely possible. Here's what you need to know.
July 1, 2017
You do you better mortgage rates from a mortgage broker or a bank? What's the difference? Find out which one is better for your situation, and how to shop for the best home loan.
July 1, 2017
Home sales fell again despite the fact that many want to buy. A low supply is the culprit. Here's what to do about it.
June 30, 2017
The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.
June 30, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
June 29, 2017
Mortgage rates are poised to move in July. Rates are low, but they may not stay that way for long. Analysis and advice.
June 29, 2017
The USDA mortgage is available only in certain geographical areas...but you might be surprised at the cities and towns that remain eligible for the program.
June 29, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
June 28, 2017
USDA loans are made for moderate income earners. Income limits are based on location of the property and other factors. Find out if you qualify.
June 28, 2017
Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.
June 27, 2017
The USDA loan process is not very different than for any other loan type. The typical process and timeline when getting a USDA loan.
Most Popular Posts
October 8, 2015
U.S. homeowners are eligible for tax credits and tax deductions from the IRS. Maximize your tax return claims. Complimentary mortgage rate quotes available. Updated for 2015.
January 28, 2017
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
January 19, 2016
About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
February 1, 2016
Experts said mortgage rates would over 4.5% by now. They're not. They're in the 3s. What will happen in February, though? Is now the time to lock?
June 13, 2017
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
January 26, 2015
For the first time in more than a decade, the FHA has lowered its mortgage insurance premiums (MIP). Complete analysis and review, plus a complimentary FHA rate quote.
November 9, 2015
You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.
April 8, 2015
Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.
September 9, 2016
Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.
May 12, 2017
About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.
June 7, 2017
Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
January 2, 2017
Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.
May 26, 2016
It's easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today's rates.
June 22, 2017
Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.
January 17, 2017
About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.
September 7, 2016
Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.
April 12, 2017
You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
March 10, 2017
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
March 5, 2014
You don't need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today's rates.