Recent News

Mortgage Rates Take Hiatus From 8-Week Slide

Mortgage rates bumped up this week, but maintain their 7-week streak below 4%. Is it time to capture one of history's lowest rates?

Buying A Home: Utility Costs Matter (A Lot!)

Buying a home without considering utility costs is like buying a car without checking the gas mileage. But many forget to do this when they go shopping.

Mortgage Rates Today, July 6, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Job Change? You Can Still Get Mortgage-Approved

Changing jobs probably won't jeopardize your mortgage approval, but switching careers might. Understand the nuance with which lenders will judge your move.

The Best Day Of The Week For Locking Mortgage Rates

Mortgage rates change all day, every day -- but what's the best day to lock something in? Analysis of MBS data, helpful conclusions, plus today's live rates.

Taking Out The Garbage: Dumb Mortgage Closing Costs

Mortgage closing costs come in many forms -- from the all-inclusive origination charge to a slew of "junk" fees that could be anything. Guess what? It doesn't matter what they are called.

6 VA Mortgage Myths: What You Don’t Know CAN Hurt You

VA mortgage myths may prevent eligible homebuyers from using this great loan, and cost them money. If you encounter a home seller or listing agent who balks at selling to a VA buyer, show them this article.

USDA Loans : Guide To Credit Score Eligibility

You don't need great credit to qualify for a zero-down USDA home loan. This program is designed around the idea that more renters should be homeowners.

Mortgage Rates Today, July 3, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Buying A Home And Selling A Home At The Same Time

Buying a home and selling a home, aka a simultaneous closing, can present a timing challenge, but it's definitely possible. Here's what you need to know.

Which One Is Better? A Mortgage Broker Or A Bank?

You do you better mortgage rates from a mortgage broker or a bank? What's the difference? Find out which one is better for your situation, and how to shop for the best home loan.

Low Supply Chokes Off Home Sales

Home sales fell again despite the fact that many want to buy. A low supply is the culprit. Here's what to do about it.

USDA Loans : Guide To Down Payment And Closing Costs

The USDA mortgage does not require a down payment, but closing costs can add up. USDA closing costs plus ways to pay for them.

Mortgage Rates Today, July 1, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

July 2017 Mortgage Rates Forecast (FHA, VA, USDA, Conventional)

Mortgage rates are poised to move in July. Rates are low, but they may not stay that way for long. Analysis and advice.

USDA Loans : Eligible Geographic Areas

The USDA mortgage is available only in certain geographical areas...but you might be surprised at the cities and towns that remain eligible for the program.

Mortgage Rates Today, June 29, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

USDA Mortgage : All About Income Eligibility

USDA loans are made for moderate income earners. Income limits are based on location of the property and other factors. Find out if you qualify.

Mortgage Rates Today, June 29, 2017, Plus Lock Recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

USDA Loans : What Is The Process?

The USDA loan process is not very different than for any other loan type. The typical process and timeline when getting a USDA loan.