Reasons to use a “piggyback loan” (80/10/10 loan)

The 80/10/10 loan or “piggyback mortgage” is widely available today. Buyers are using it to avoid PMI, build equity, and buy homes more affordably.

Mortgage rates today, May 29, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Homeowners who need forbearance aren’t using it. Those who don’t, use it freely. What gives?

Why are mortgage delinquency rates rising when millions of homeowners who need forbearance don’t have it — and millions who have forbearance don’t need it?

Mortgage rates today, May 28, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

How to negotiate a better mortgage rate for your home loan

Believe it or not, you can negotiate mortgage rates. But you have to know how to work the lending system. Learn how to negotiate your mortgage rate here.

Will sellers or home buyers have the advantage this summer?

Sellers typically have the advantage over home buyers in summer. But could COVID-19 flip the housing market? Experts weigh in on both sides.

Mortgage rates today, May 27, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

First time home buyer programs in all 50 states

First time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.

Mortgage rates today, May 26, 2020, plus lock recommendations

Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.