Mortgage News

Mortgage rates inched up after hitting their lowest level since Sept. 2022. Will they trend down in January? Here’s what the experts think.

Will the Federal Reserve have enough economic data to justify a fourth-straight rate cut at its January 2026 meeting?

Eligible first-time home buyers can enter the California Dream for All Shared Appreciation Loan Program lottery from Feb. 24 – Mar. 16, 2026.

Using retirement savings for home down payments may help buyers now but creates long-term risks for wealth and housing prices.

Trump ordered $200B in mortgage bond purchases to lower rates, but experts say the impact may be limited. What first-time buyers should know.

Discover how Fannie Mae’s groundbreaking policy change in multifamily financing is empowering mortgage borrowers.

The Federal Reserve made its third straight cut to the fed funds rate range in December. Will mortgage rates decrease?

FHA mortgage loan limits are going up in 2026. The standard FHA loan limit is increasing to $541,288, with higher limits in expensive counties.

HUD is considering major reverse mortgage reforms. Get a clear breakdown of proposed updates and what they mean for seniors.

Will the Federal Reserve have enough economic data to justify a third-straight rate cut at its December 2025 meeting?

Conforming loan limits for 2026 rose over 3% across the United States, going up to $2.4 million in high-cost areas.

Conforming loan limits for 2026 climbed by 3.26%, setting the new threshold at $832,750 in most parts of the United States.

The Trump administration said it’s considering portable and assumable mortgages to boost the housing market. Would they work?

An analysis of the latest HMDA data revealed which states have the most and least Gen Z homebuyers by gender.

Despite the uphill affordability battle, Gen Z is still buying homes. See where the most young people are becoming homeowners.

Could 50-year mortgages make homes more affordable—or just costlier in the long run? Explore how this loan could impact homebuyers and the housing market.

Looking for affordable sunshine? These warm, low-cost states let Gen Z buyers enjoy homeownership with smaller mortgages and steady employment.

The Federal Reserve made its second straight cut to the fed funds rate range in October. Will mortgage rates decrease?

Will the weakening labor market be enough for the Federal Reserve to cut rates at its October 2025 meeting?

Fed decisions don’t always bring lower mortgage rates. Here’s what every buyer should know before October’s meeting.