Mortgage News

An analysis of the latest HMDA data revealed which states have the most and least Gen Z homebuyers by gender.

Mortgage rates grew modestly for the third straight week. Will they trend down in November? Here’s what the experts think.

Despite the uphill affordability battle, Gen Z is still buying homes. See where the most young people are becoming homeowners.

Could 50-year mortgages make homes more affordable—or just costlier in the long run? Explore how this loan could impact homebuyers and the housing market.

Looking for affordable sunshine? These warm, low-cost states let Gen Z buyers enjoy homeownership with smaller mortgages and steady employment.

The Federal Reserve made its second straight cut to the fed funds rate range in October. Will mortgage rates decrease?

Will the weakening labor market be enough for the Federal Reserve to cut rates at its October 2025 meeting?

Fed decisions don’t always bring lower mortgage rates. Here’s what every buyer should know before October’s meeting.

See the top reasons USDA loans are denied and learn how to boost your approval odds for this affordable, zero-down financing.

Find out how a government shutdown can affect your mortgage closing and what steps you can take to keep your home loan on track.

The NFIP deadline passing reduces flood coverage for millions and stalls home sales. Find out what homeowners and buyers need to know.

The Yes in God’s Back Yard (YIGBY) Act could increase rental supply and lower housing costs. Here’s how it may help first-time home buyers.

The Federal Reserve made 2025’s first cut to the fed funds rate range in September. Will mortgage rates decrease?

Less-than-ideal conditions cause first-time home buyers to alter their strategies. See what trade-offs they made, according to our survey.

Will a softening labor market be enough for the Federal Reserve to cut rates at its September 2025 meeting?

It’s not the down payment that first-time buyers worry about most. Discover what’s truly on their minds.

A 1% rate drop could reshape affordability for millions. Find out which housing markets would see the biggest boost if rates hit 6%.

Learn how Chase Home Lending’s limited time rate buydown promotion can help buyer affordability in today’s market.

As first-time home buyers deal with tough conditions, a survey by The Mortgage Reports revealed struggles and successes among borrowers.

As first-time home buyers deal with tough conditions, a survey by The Mortgage Reports revealed struggles and successes among borrowers.