About MortgagesNovember 21, 2023How to avoid PMI without 20% downHere are three ways to avoid PMI without 20% down, including lender-paid mortgage insurance, piggyback loans, and no-PMI loans,
About MortgagesNovember 17, 2023Bank Statements: 3 Things Mortgage Lenders Don’t Want to SeeBank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.
About MortgagesNovember 13, 2023Fannie Mae Family Opportunity Mortgage | Guidelines 2023The Family Opportunity Mortgage allows a borrower to purchase a home for a family member with all the advantages of an owner-occupied loan
About MortgagesNovember 13, 2023How Much Is the Down Payment for a $400,000 House?How big is the down payment for a $400,000 house? That depends on the type of mortgage you choose. Check your current options.
Buying a homeNovember 6, 2023The 1 Percent Down Mortgage: How It Works and Who BenefitsExplore the inner workings of the 1 percent down mortgage, and learn how it can make your dream of buying a home with a minimal down payment a reality.
About MortgagesNovember 1, 2023Can You Negotiate Mortgage Rates? 7 Ways to Lower Your RateCan you negotiate mortgage rates? Yes, but you have to know how to navigate the lending system. Here are four strategies to help you lower it.
About MortgagesOctober 24, 2023Can You Buy a House With No Credit?Can you buy a house with no credit? The answer may be yes, if you know which type of loan to use. Here's how to get approved with no credit score.
Mortgage RatesOctober 23, 2023How to Calculate Mortgage InterestExplore how mortgage interest impacts your home financing journey along with strategies to secure the best mortgage rates.
About MortgagesOctober 17, 2023How to Remove Someone from a Mortgage | No Refinance OptionIt's not always easy to remove someone from a mortgage, but it's possible. Here are several strategies you can try.
About MortgagesSeptember 29, 2023Investment property and second home mortgage rates in 2023Investment property and second home mortgage rates are higher than standard mortgage rates. Here's what to expect.
About MortgagesSeptember 26, 2023How Much Does It Cost to Build a House?If you're thinking about building a home, it's important to know all the costs to figure out your budget and the best way to finance it.
Conventional LoansSeptember 25, 2023Do Home Sellers Prefer Conventional Home Loans?Discover the pros and cons of conventional home loans and why many sellers prefer them over government-backed ones.
Buying a homeSeptember 20, 2023Home Loans for Seniors on Social Security | 2023Seniors can buy homes using Social Security income, retirement funds and other assets. Learn about home loans for seniors on Social Security.
Mortgage ProductsSeptember 19, 2023Fannie Mae: Mortgage Programs and How They WorkEver wondered about Fannie Mae and its spectrum of "conforming" mortgages? Read on to discover your home loan options and eligibility criteria.
ForeclosuresSeptember 18, 2023Facing Foreclosure? How to Protect Your Home and FutureThe possibility of foreclosure is a price many pay for being homeowners. But what can you do if it becomes a looming threat?
About MortgagesSeptember 13, 2023Buying a House After Chapter 13 BankruptcyNot only is buying a house after Chapter 13 bankruptcy possible, you may even be eligible during bankruptcy. Here's how.
About MortgagesSeptember 13, 2023Mortgage income requirements for 2023While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.
Cash Out RefinanceSeptember 13, 2023How to use a cash-out refinance to buy a second homeYou can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.
About MortgagesSeptember 13, 2023Is a Government-Backed Loan Right for You?A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?
About MortgagesSeptember 11, 2023Home Loan Origination Fee: The Inside ScoopThe home loan origination fee is the sum you pay to your mortgage lender for processing and approving your loan. Discover more here.