About Mortgages

Explore the inner workings of the 1 percent down mortgage, and learn how it can make your dream of buying a home with a minimal down payment a reality.

While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.

Wondering, "Can I add someone to my mortgage without refinancing?" Learn your options, from title changes to rare loan assumptions.

Discover senior citizen mortgage assistance programs, including federal, state, and lender options to help lower housing costs.

Can you negotiate mortgage rates? Yes, you can and should negotiate lower rates. Here are mortgage negotiating strategies that actually work.

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.

Yes, you can buy a home on retirement income. Discover the best home loans for seniors on social security. Begin your journey today.

Reverse mortgages are available to individuals 62 or older who own their home, and they're safer and better than ever. Read about changes to the reverse mortgage program and why it may (finally) be a fit for your home.

Can you buy a house with no credit? The answer may be yes, if you know which type of loan to use. Here's how to get approved with no credit score.

Learn how to prequalify for a home loan and take the first step toward homeownership. It’s quick, easy, and helps you know your budget!

Complete guide to mortgage and refinance closing costs, including average closing costs and a full list of what's included in your fees.

The Family Opportunity Mortgage allows a borrower to purchase a home for a family member with all the advantages of an owner-occupied loan

Find the top-rated bad credit mortgage lenders with competitive rates and flexible terms. Take the first step toward your dream home.

Explore modern alternatives to stated income loans. Discover bank statement, asset depletion, and investor loans.

Not only is buying a house after Chapter 13 bankruptcy possible, you may even be eligible during bankruptcy. Here's how.

How big is the down payment for a $300,000 house? That depends on the type of mortgage you choose. Check your current options.

Find out how to avoid PMI and lower your mortgage costs. Our guide offers practical advice to bypass private mortgage insurance fees.

First-time home buyer grants make homeownership more affordable. Learn how to find and qualify for grants to buy a house in your area.

Learn how to remove someone from a mortgage without refinancing. Explore loan assumption, modification, and other ways to keep your home.

Firefighter home loans offer special discounts and rates for these public servants. If you're a eligible, look into these firefighter mortgage programs.