Everything you need to know aboutAbout Mortgages

Peter Miller
- 5 min read

VA loan series: VA vs FHA vs USDA

There are a number of VA loan service requirements. They determine how much borrowers pay to use the VA mortgage program. VA-qualified borrowers can obtain mortgage financing with very advantageous terms. So how do the advantages (and eligibility requirements) of a VA loan stack up against USDA and FHA loans? Let’s find out.

Gina Pogol
- 5 min read

Getting a loan on a manufactured home

Manufactured home loans are a bit tougher to find in today’s market. But they do exist, and financing terms might be simpler than you imagine.

Peter Miller
- 4 min read

VA loan income eligibility helps home buyers. Here’s how

The Department of Veterans Affairs (VA) has a unique way of looking at income. Instead of the total number, it’s most interested in “residual income,” the cash you have left over after all major expenses.

Erik J. Martin
- 4 min read

How to afford a down payment on a house

New research shows making the down payment is the greatest financial barrier to homeownership. But the good news is you may not have to put down as much as you think. The trick is choosing the right loan or assistance program. Find out what you can afford and qualify for. And consider creative strategies to help save for the down payment.

Peter Miller
- 5 min read

FHA loan income limits: Are there any?

FHA is one of the most popular home buying programs in existence. What does it take to qualify? Do you make too much to be eligible for FHA?

Peter Miller
- 4 min read

FHA credit score eligibility: How low does FHA go?

FHA credit score eligibility depends on just a few special numbers. That, at least, is the quick take. But if you look deeper you can see that the relationship between FHA mortgages and credit scores is more complicated.

Peter Miller
- 6 min read

Can you finance a tiny home?

If you’re looking for a tiny house finance you’ll need to be creative and resourceful, but that doesn’t mean you can’t come up with the dollars you need. Here’s where to look.