About Mortgages

Here are three ways to avoid PMI without 20% down, including lender-paid mortgage insurance, piggyback loans, and no-PMI loans,

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.

The Family Opportunity Mortgage allows a borrower to purchase a home for a family member with all the advantages of an owner-occupied loan

How big is the down payment for a $400,000 house? That depends on the type of mortgage you choose. Check your current options.

Explore the inner workings of the 1 percent down mortgage, and learn how it can make your dream of buying a home with a minimal down payment a reality.

Can you negotiate mortgage rates? Yes, but you have to know how to navigate the lending system. Here are four strategies to help you lower it.

Can you buy a house with no credit? The answer may be yes, if you know which type of loan to use. Here's how to get approved with no credit score.

Explore how mortgage interest impacts your home financing journey along with strategies to secure the best mortgage rates.

It's not always easy to remove someone from a mortgage, but it's possible. Here are several strategies you can try.

Investment property and second home mortgage rates are higher than standard mortgage rates. Here's what to expect.

If you're thinking about building a home, it's important to know all the costs to figure out your budget and the best way to finance it.

Discover the pros and cons of conventional home loans and why many sellers prefer them over government-backed ones.

Seniors can buy homes using Social Security income, retirement funds and other assets. Learn about home loans for seniors on Social Security.

Ever wondered about Fannie Mae and its spectrum of "conforming" mortgages? Read on to discover your home loan options and eligibility criteria.

The possibility of foreclosure is a price many pay for being homeowners. But what can you do if it becomes a looming threat?

Not only is buying a house after Chapter 13 bankruptcy possible, you may even be eligible during bankruptcy. Here's how.

While there isn't a minimum income required for mortgage loans, most lenders do have certain income guidelines. Here's what expected of most borrowers.

You can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.

A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?

The home loan origination fee is the sum you pay to your mortgage lender for processing and approving your loan. Discover more here.