Posts Covering Federal Reserve

Federal Reserve Maintains Low Rates. No Hike Until At Least June

The Federal Reserve maintained its benchmark rate at its May meeting. No chance for another rate hike until at least June 2017. Analysis and forecast.

How The Fed Meeting Will Change Mortgage Rates This Week

The Federal Reserve meeting adjourns Wednesday and, although the Fed doesn't set mortgage rates, its rhetoric and actions can influence them. Analysis and advice.

How Mortgage Rates Connect To The Fed Funds Rate

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

About The Federal Reserve, The FOMC, & The Fed Funds Rate

The Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.

Federal Reserve Hikes Rates, But Mortgage Rates Drop

The Federal Reserve raised the Fed Funds Rate to a range of 0.75-1.0% at its March meeting. Why, then, are mortgage rates dropping?

Fed Meeting : How Mortgage Rates Will Change By Week’s End

The Federal Reserve meeting adjourns Wednesday and, although the Fed doesn't set mortgage rates, its rhetoric and actions can influence them. Analysis and advice.

How The Fed Affects HELOC Rates

HELOC rates are often based on the Prime rate, which is directly affected by rates set by the Federal Reserve. Here's how you can save money on a HELOC, even when rates increase.

Mortgage Lenders Are Loosening Credit Standards Rapidly

A Federal Reserve survey shows mortgage lenders making it drastically easier to get mortgage-approved. Been denied for a mortgage in the past? It's time to re-apply.

Fed: We’re Still Committed To Low Mortgage Rates

The Federal Reserve held the Fed Funds Rate to a range near 0.50% at its February meeting. Plus, the group pledged continued support for low mortgage rates.

FOMC Minutes: Future Rate Hike Policy Is Fully In “Wait And See” Mode

The future of mortgage rates is unclear. Even the world's most preeminent financial body -- the Federal Reserve -- has little guidance for 2017 rates.

Mortgage Rates Zoom After Unanimous Fed Decision

The Federal Reserve lifted the Fed Funds Rate to a range near 0.50% at its December meeting, in a unanimous vote. It also increased its projections for 2017 hikes, pushing up mortgage rates.

Mortgage Rates Falling After Fed’s No-Hike Decision

The Federal Reserve left the Fed Funds Rate near 0.25% at its November meeting. That leaves just one more chance for a rate hike in 2016.

Fed Announcement: No Change In Rates, But Hike Is Coming

The Federal Reserve voted to leave the Fed Funds Rate near 0.25% after its September 2016 meeting. But, a rate increase is on the horizon.

FOMC Announcement: No Change In Rates, More Mortgage Bond Investment

The Federal Reserve voted to leave the Fed Funds Rate near 0.25% after its July 2016 meeting. Mortgage rates are dropping.

Federal Reserve Throws Weight Behind Low Mortgage Rates, Wants More Inflation

The Federal Reserve eased its forward guidance and held the Fed Funds Rate near 0.25% after its June 2016 meeting. Mortgage rates are dropping.

Federal Reserve Gives Support To Low Mortgage Rates, Wants More Inflation

The Federal Reserve eased its forward guidance and held the Fed Funds Rate near 0.25% after its April 2016 meeting. Mortgage rates are dropping.

Federal Reserve “Eases” Forward Guidance; Mortgage Rates Sink

The Federal Reserve held the Fed Funds Rate unchanged after its January 2016 meeting, while pledging support to consumers for low mortgage rates.

Fed Minutes: Raising The Fed Funds Rate Was Not A No-Brainer

The Federal Reserve raised the Fed Funds Rate, but the decision was a murky one. How this affects today's mortgage rates, which are currently beneath four percent.

Consumers: “We Don’t Think The Fed Will Raise Rates In October”

A survey of 1,000 readers of TheMortgageReports.com shows that consumers don't expect the Federal Reserve to raise rates at its October 27-28, 2015 meeting.

Don’t Play With Matches (And Other Advice For 2015 Mortgage Rates)

Mortgage rates have dropped as the Fed continues to lose its predictive ability over the economy. How this may affect housing with today's rates near all-time lows.

2017 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)