Since HARP relaunched as HARP 2.0, requests from California and Florida have soared. See the Top 10 states in which homeowners are seeking HARP mortgages, and how much money homeowners are saving via the "underwater mortgage" program.

The FHA mortgage program is lenient toward borrowers with no credit history, or a derogatory credit history. Common questions answered.

Beginning June 3, 2013, many FHA-insured homeowners will be forced to pay 30 years of MIP. Beat the change. Get an FHA Case Number today.

U.S. homeowners have 4 no-appraisal mortgage options. Millions will close via the FHA Streamline Refinance and HARP 2.0/HARP 3.0 this year

HARP 3.0 talks re-ignite in Congress. The program may allow loans from 2010 plus "Re-HARPing" -- the refinance of an existing HARP home loan.

The Home Affordable Refinance Program (HARP) program was extended to Dec 31, 2015. Does it mean that HARP 3-like changes are pending?

"Good" jumbo mortgages are tough to find. There are big price differences from bank-to-bank. Here's how to find banks with low jumbo rates.

Home buying infographic. Graphic uses "pro tips" on selecting the right mortgage, building sound budgets, and closing costs negotiations.

The fastest way to get rid of FHA mortgage insurance is to refinance out of it. Check today's FHA Streamline Refinance mortgage rates. The math only works until June 3, 2013.

Mortgage rates are following seasonal patterns. Here's what you might see from the 30-year fixed rate mortgage through April and May.

New laws have made mortgage insurance is tax-deductible for 2013. The change is retro-active for 2012 tax returns, too.

Banks now make loans against non-warrantable condos and condotels. See today's mortgage rates and get approved quickly.

The new Rebuilding American Homeownership Pilot Program (RAHPP) -- better known as the Merkley Mortgage -- may be a HARP 3.0 blueprint for 2013.

The FHA is raising its mortgage insurance premiums, and changing MIP cancelation policies. Apply before April 2013 to get "grandfathered" in to today's looser rules.

The FHA announced its latest round of mortgage insurance premium (MIP) changes. The increase starts April 1, 2013. Here's how to beat it.

As mortgage rates rise and home prices climb, savvy U.S. consumers have rushed to refinance and purchase homes.

The Making Home Affordable program continues to support an improving U.S. housing market. HARP and HAMP are program mainstays.

Foreclosures are selling at a 17% discount, and very few remain nationwide. Here's in what states to find the most foreclosed homes.

The FHA Streamline Refinance is subject to its own set of rules. Those rules may frighten banks from the FHA refinance business altogether.

For 2013, the FHA is raising its mortgage insurance premiums (MIP) and changing its MIP cancelation policy. Read about it.