A mortgage calculator should let you determine much more than a monthly payment. Look at all affordability factors with these little-known features.

Home buyers often don't know how much they can afford. Using a mortgage calculator is an important step to finding a comfortable home price.

A mortgage calculator can help you choose the best loan, refinance smarter and save by prepaying your loan. Here's how to get the most from this tool.

What determines the mortgage rate you're offered by lenders? A lot. You have control over some of these factors. Here's how to get the best rate you can.

Homebuyers today are not just buying for themselves. The needs of a pet or pets also matter when Millennials and others purchase property. With 61 percent of households including pets, this is an important trend.

If you want to start a business, buy a home. Yes, those two goals can support each other. Find out how.

For a lower mortgage rate, knowledge is power. Here's how to get the information you need from lenders, and how to use it to get your best deal.

First-time home buyers tend to have lower credit scores than the general population. That's okay. There are plenty of "first-time" loan programs to help.

The HARP refinance program, which allows homeowners to refinance with no equity or even negative equity, will expire at the end of 2018. If you have not yet refinanced through this plan, you have another year.

What's better if you're 62 or over and need to cash in your home equity? A reverse mortgage, or a home equity loan or line of credit? It depends, and here's what you need to know.

Does a low down payment affect a home seller's perception? Can a low down payment make it harder for your offers to be taken seriously?

A refinance mortgage, if you rent your property with Airbnb or another agency, may be harder to get or more costly. Here's why.

Fewer than 25% of mortgage consumers apply with more than one lender. Know these time-proven strategies to find the best loan and rate for you.

It may seem pretty old school, but lenders will still send a mortgage offer through snail mail to connect with a targeted customer. Is it worth considering, or should you just put it in the "circular file?"

Will buying a new car affect your mortgage application if you do it before your home loan closes? Only if you don't pay cash for the car.

House values have risen at a nice clip, providing an excellent return for recent buyers. But there is still money on the table for tomorrow's buyers.

What should a couple do with a home when they divorce? Advice and guidance.

Buying a home should not intimidate you, if you prepare for the experience. Here's what you need to know about preparing for your mortgage and your purchase.

Lender credits are just one form of mortgage pricing. But do lender credits get you a fair deal on your home loan? Or is your loan officer fast-talking you?

FHA fees and mortgage insurance make it possible to buy homes with little down. But they are not cheap.