FHA Home BuyingAugust 8, 2017Guide To FHA Home Loans: FHA 203(k) Construction & Remodeling MortgageThe FHA 203(k) mortgage has a lot of advantages if you are short on cash and want to buy a fixer-upper or get cash for improvements when you refinance.
About MortgagesAugust 6, 2017Behind On Mortgage Payments? Try A Claim AdvanceIf you're behind on your mortgage payments, and you have private or government-backed mortgage insurance, you may be able to get back in control with a claim advance. A claim advance is money from your mortgage insurer used to bring your account current.
FHA Home BuyingAugust 5, 2017How an assumable FHA loan can pay off big as rates riseAssumable FHA loans can make you money. If rates are higher when you sell your house, you'll be able to offer your buyers a better deal than your neighbors can -- an assumable loan at a lower-than-market rate. Advantage, you.
FHA Home BuyingAugust 4, 2017Guide To FHA Home Loans: Your Down Payment And Closing CostsYour FHA down payment and closing costs can come to a significant chunk of change -- or nothing at all.
FHA Home BuyingAugust 4, 2017Guide To FHA Home Loans: What Credit Score Do You Need For An FHA Home Loan?Qualifying for an FHA mortgage is not rocket science. Get your documentation together and complete your application carefully, using these tips, and take your shot at home loan approval.
Mortgage NewsAugust 3, 2017Why Are Mortgage Rates Still So Low?The economy is heating up, and the Fed is on a firm rate-hike schedule. So why aren't consumer mortgage rates rising? Analysis and advice.
FHA Home BuyingAugust 2, 2017Guide To FHA Home Loans: Qualifying And ApplyingQualifying for an FHA mortgage is easier than for many other programs, but it is not automatic. Here's what you need to know to increase your chances of FHA loan approval.
Real Estate NewsAugust 2, 2017Hope For Home Buyers: Cash Buyers Bow Out, Fall Is ComingIt's the best time of 2017 to get pre-approved. Fall is coming, and it could become way easier to buy a home. Forecast and analysis.
FHA Home BuyingAugust 1, 2017Guide To FHA Home Loans: How Much Income Do You Need?What is the debt-to-income ratio for FHA home loans? It's pretty flexible, and higher than you're likely to get with other programs without fantastic credit and a big down payment.
Mortgage NewsAugust 1, 2017VA Mortgage Rates Are The Lowest, So Why Aren’t More Veterans Using Them?Veterans have access to low VA mortgage rates, but too often, they choose another loan type. Correcting myths deter eligible veterans from the benefit.
Buying a homeJuly 31, 2017How To Buy A House In A Hot Market: Safely Making A Sight-Unseen OfferHow to buy a house when the competition is white hot? You may have to move fast. Even make an offer without seeing the property in person. You can do it safely if you build in the right protection.
FHA RefinanceJuly 30, 2017Mortgage Problems: What If Mom & Dad Can’t Make Their Payment?Anyone can have mortgage problems, but when the victims are your parents, things can get a little hairy. Here are several solutions to your parents' mortgage problems.
Buying a homeJuly 28, 2017Housing & Mortgage Trends: Buying A Home Won’t Get EasierBuying a home will probably get harder in the next few years, especially for first-timers. Most experts anticipate that rates will rise, and home prices are already doing so.
About MortgagesJuly 27, 2017What to expect after your mortgage closingWhat happens at your mortgage closing? And after your mortgage closing? Find out what you should do to make everything go smoothly.
Federal ReserveJuly 26, 2017Fed Admits Inflation Is Low; Mortgage Rates FallThe Federal Reserve maintained its benchmark rate at its July meeting, but the group reiterated concern about low inflation, helping mortgage rates.
Buying a homeJuly 25, 2017“New School” House Hunting: Buy A House OnlineToday's technology makes it easy to buy a house online. Here's how to do more with less time, and avoid the pitfalls.
Buying a homeJuly 25, 2017Millennial Homebuyers Are Not Unicorns: Here’s WhyMillennial homebuyers are not as rare as the media would have you think. You, too, can break into home buying with the right preparation.
Mortgage ProductsJuly 24, 2017Low Down Payment Mortgage Options You’ve Never Heard OfBanks keep creating their own ultra-lenient loan programs that are turning tens of thousands of renters into owners this year.
FHA Home BuyingJuly 24, 2017FHA Income & Debt Rules Affect ApprovalsThe FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.
FICO & Credit ScoresJuly 23, 2017$10,000 Medical Collection: Can I Qualify For A Mortgage?Can you qualify for a mortgage with (big) medical collections? Sometimes, because medical collections are different than other accounts.