Home Equity Loan

How soon can I get a HELOC after I bought my house? For most homeowners, it's surprisingly soon. Here are the details.

Not sure which reverse mortgage payout method is right for you? Explore how each option works and how to match it to your cash-flow needs.

Learn how fixed and adjustable-rate HECMs differ in costs, payouts and flexibility so you can pick the reverse mortgage that fits your retirement goals.

While there is no VA home equity loan, military borrowers have options to access home equity — including the VA-cash out refinance program.

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

Need a loan on a home you own outright? Unlock your equity and get the cash you need. Compare loan options and start saving today.

Reverse mortgages allow older homeowners to convert their home equity into cash. But which banks offer them and how do you choose?

It's possible to get a home equity loan or HELOC on a second home. But there are special guidelines you should be aware of.

Texas has special rules for accessing home equity. If you're a homeowner in the Lone Star state, knowing these laws will give you a leg up.

Many U.S. homeowners are equity-rich. As home values rise, so do equity levels. Learn how to use home equity to your advantage.

HECM refinance may unlock more equity or better access to funds—if the long-term benefits outweigh the costs.

Learn how using a reverse mortgage to delay Social Security can boost lifetime benefits, protect investments, and improve retirement cash flow.

Reverse mortgages are still active even if the borrower passes away. Here's what you need to know about reverse mortgages after death.

Reverse mortgage vs downsizing: Learn how each choice affects equity, monthly costs, and long-term savings for older homeowners.

Learn how HECM mortgage insurance protects borrowers, supports reverse mortgage payments, and helps keep the program stable.

Compare reverse mortgages and home equity investments, including how they work, costs, and which option may better fit your financial goals.

Think you know how reverse mortgages work? We break down the 10 biggest reverse mortgage myths and explain the truth behind HECMs.

Learn how HECM occupancy rules work, including the 12-month absence rule and how extended time away from home can affect your reverse mortgage.

Learn what triggers a HECM reverse mortgage to become due and payable, how FHA rules work and practical steps to take to avoid repayment surprises.

Thinking about retiring abroad? Learn how reverse mortgage occupancy rules work, when overseas living is allowed, and smarter equity options to consider.