Home Equity Loan

Compare a second mortgage vs a cash-out refinance. Learn how rates, costs, and monthly payments shape the right choice.

Determining equity is simple. Read on to learn which factors impact the amount of equity in your home and how you can calculate it.

When home values fall, your HEI settlement adjusts accordingly, sharing market risk rather than locking you into a fixed repayment path.

Home equity investments differ from mortgages, giving you three options to choose from when their terms end.

An HEI contract determines who participates in future home value, who controls key decisions, and how the arrangement ends.

Use home equity to buy a new house without refinancing. Learn how much you can borrow with HELOCs and home equity loans.

Learn how low interest loans for seniors can ease financial stress in retirement. Compare home equity, government-backed, and local programs.

Looking for the cheapest way to get equity out of your home? Compare HELOCs, home equity loans and cash-out refinancing to find the best option.

Cash out refinancing on a paid off house lets you turn home equity into cash. Learn how it works, its pros and cons, and how to qualify.

Compare reverse mortgages and home equity investments, including how they work, costs, and which option may better fit your financial goals.

Think you know how reverse mortgages work? We break down the 10 biggest reverse mortgage myths and explain the truth behind HECMs.

Learn how HECM occupancy rules work, including the 12-month absence rule and how extended time away from home can affect your reverse mortgage.

Learn what triggers a HECM reverse mortgage to become due and payable, how FHA rules work and practical steps to take to avoid repayment surprises.

Thinking about retiring abroad? Learn how reverse mortgage occupancy rules work, when overseas living is allowed, and smarter equity options to consider.

Not sure whether a reverse mortgage or life settlement makes more sense? Compare how each works, who qualifies and how they impact long-term finances.

Understanding HECM fees can help you decide if a reverse mortgage fits your retirement plan. Learn the upfront and ongoing costs.

HECM refinance may unlock more equity or better access to funds—if the long-term benefits outweigh the costs.

Compare HECM and jumbo reverse mortgages to see which option fits your home value, borrowing needs, and comfort with lender-specific terms.

HECM loan limits rise again for 2026. Find out how the new maximum value affects your reverse mortgage calculation and equity access.

Not sure which reverse mortgage payout method is right for you? Explore how each option works and how to match it to your cash-flow needs.