Home Equity Loan

Learn how HVAC condition affects your HELOC appraisal and borrowing limits, and when replacing your system before applying makes sense.

A home equity loan lets you cash out your equity without replacing your current mortgage. Learn about home equity loans and HELOCs.

If you're facing big debt with high interest rates, consolidating it through your home equity could save you a lot of money.

See home equity loan rates by credit score and discover how much money you can save by improving your score.

This guide goes over the three main ways to tap borrowable equity, qualifications, and risks worth weighing before leveraging your home.

Use home equity to access cash through a HELOC, home equity loan, or cash-out refinance. Explore how much equity you can borrow.

See a full list of home equity loan closing costs and learn how much you can expect to pay in upfront fees.

This guide compares credit union and bank home equity loan rates and helps you decide which lender type fits your situation.

Compare a second mortgage vs a cash-out refinance. Learn how rates, costs, and monthly payments shape the right choice.

Determining equity is simple. Read on to learn which factors impact the amount of equity in your home and how you can calculate it.

When home values fall, your HEI settlement adjusts accordingly, sharing market risk rather than locking you into a fixed repayment path.

Home equity investments differ from mortgages, giving you three options to choose from when their terms end.

An HEI contract determines who participates in future home value, who controls key decisions, and how the arrangement ends.

Use home equity to buy a new house without refinancing. Learn how much you can borrow with HELOCs and home equity loans.

Learn how low interest loans for seniors can ease financial stress in retirement. Compare home equity, government-backed, and local programs.

Looking for the cheapest way to get equity out of your home? Compare HELOCs, home equity loans and cash-out refinancing to find the best option.

Cash out refinancing on a paid off house lets you turn home equity into cash. Learn how it works, its pros and cons, and how to qualify.

Compare reverse mortgages and home equity investments, including how they work, costs, and which option may better fit your financial goals.

Think you know how reverse mortgages work? We break down the 10 biggest reverse mortgage myths and explain the truth behind HECMs.

Learn how HECM occupancy rules work, including the 12-month absence rule and how extended time away from home can affect your reverse mortgage.