Articles by Gina Freeman - Page 9

The FHA 203(k) mortgage has a lot of advantages if you are short on cash and want to buy a fixer-upper or get cash for improvements when you refinance.

Assumable FHA loans can make you money. If rates are higher when you sell your house, you'll be able to offer your buyers a better deal than your neighbors can -- an assumable loan at a lower-than-market rate. Advantage, you.

Your FHA down payment and closing costs can come to a significant chunk of change -- or nothing at all.

Qualifying for an FHA mortgage is not rocket science. Get your documentation together and complete your application carefully, using these tips, and take your shot at home loan approval.

Qualifying for an FHA mortgage is easier than for many other programs, but it is not automatic. Here's what you need to know to increase your chances of FHA loan approval.

Buying a home will probably get harder in the next few years, especially for first-timers. Most experts anticipate that rates will rise, and home prices are already doing so.

Today's technology makes it easy to buy a house online. Here's how to do more with less time, and avoid the pitfalls.

The mortgage interest tax deduction is one of the most popular parts of the tax code, and it impacts millions of homeowners. Here's what you need to know about your potential savings.

A mortgage commitment letter tells everyone involved in a home purchase that your lender is ready and willing to loan you what you need to buy your home.

The Energy Efficient Mortgage is an add-on to your home purchase or refinance loan that allows you to finance energy-related home improvements.

New mortgage credit guidelines can help you qualify for a home loan if you have liens or judgments in your credit history.

How to buy a home and get the best deal. The lowest price is not always the cheapest way to buy. Learn about other concessions and how valuable they can be.

Mortgage closing costs come in many forms -- from the all-inclusive origination charge to a slew of "junk" fees that could be anything. Guess what? It doesn't matter what they are called.

VA mortgage myths may prevent eligible homebuyers from using this great loan, and cost them money. If you encounter a home seller or listing agent who balks at selling to a VA buyer, show them this article.

What will home prices do in 2017 and beyond? Find out what Harvard University researchers cam eup with in their latest study, The State of the Nation's Housing -- 2017 Edition.

Today's Fed meeting resulted in a rate increase. This won't affect long-term mortgage rates, but will trickle up to increase rates on HELOCs, credit cards, and other loans tied to the Prime Rate.

PMI mortgage insurance is a necessary evil if you buy or refinance more than 80 percent of your property value. But there are are things you can do to reduce what you pay.

Fannie Mae just loosened up its guidelines, allowing some applicants to borrow with a 50 percent debt-to-income ratio.

If you buy a condominium, townhome, or co-op, the property type affects yoyr mortgage approval.

Home buyers are choosing condos for their convenience and affordable prices. Condominium mortgages are easy to find and come with low rates.