Gina Freeman, contributor

A first-time home buyer down payment can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.

Discover mobile home financing options! Click for a list of top lenders and expert tips on securing the best loans for your dream home.

Wondering how to buy a house with low income? Low income home buying programs offer affordable mortgages, down payment assistance, and more.

Many home buyers wonder if they can get approved for a mortgage. Learn what lenders are looking for and how to increase your approval odds for a mortgage.

Want to buy a vacation home? Start here to learn about second home mortgage requirements and interest rates.

Not only is buying a house after Chapter 13 bankruptcy possible, you may even be eligible during bankruptcy. Here's how.

Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best deal.

Need a manufactured home loan? Click to discover which manufactured home mortgage option is best for your financial situation.

Can you negotiate mortgage rates? Yes, you can and should negotiate lower rates. Here are mortgage negotiating strategies that actually work.

First-time home buyer programs offer grants, loans, and assistance to make homeownership affordable. Learn how to qualify and save on your first home.

As a first-time home buyer, you may not have the two-year job history lenders look for. But that doesn't mean you can't get mortgage-approved.

Complete guide to FHA loan requirements for first-time home buyers. Learn what you need to qualify for an FHA loan.

Do you get better mortgage rates from a mortgage broker, lender, or a bank? What's the difference? Find out which one is better for your situation.

Thinking about buying a house or refinancing with only one spouse on the mortgage but both on the title? Here are the benefits and drawbacks.

Complete guide to mortgage and refinance closing costs, including average closing costs and a full list of what's included in your fees.

What's the minimum credit score to buy a house? You should qualify with a score of 580-620. Learn how your credit impacts your mortgage.

Can you borrow from your 401(k) to purchase a home? Sometimes, but it's not always recommended. Read on to learn your best options.

Can you unlock a mortgage if interest rates fall after locking in? Learn about your options for getting a lower rate after locking.

Explore benefits of the FHA loan for first-time home buyers, including low down payments and flexible loan requirements.

Buying a house with student loans is complex but doable. Learn how student loans impact your budget and what steps you can take to qualify.