Home prices are rising as demand for housing outstrips demand. You may be able to take advantage of this demand if you play it smart and follow these tips.

Marriage equality has changed the way LGBT couples get mortgages. While there is no such thing as an LGBT mortgage, couples should consider these factors when applying for a mortgage.

How to find the best mortgage lender?

A mortgage commitment letter tells everyone involved in a home purchase that your lender is ready and willing to loan you what you need to buy your home.

The Energy Efficient Mortgage is an add-on to your home purchase or refinance loan that allows you to finance energy-related home improvements.

Investor with more than 4 properties financed? Use Fannie Mae's standard 5-10 Properties Program. How to apply plus today's mortgage rates.

Millennial homebuyers are finally becoming a force in real estate markets. Here's what you need to know about making the leap to homeownership as a young adult.

ARM mortgage rates can make borrowing a little riskier for some borrowers because they can change over the life of the loan. But they can also save you a lot of money. And they are safer than you think.

Rising mortgage rates mean higher payments, and that impacts home affordability. But the relationship is more complicated than that, and the news may not be as bad as you think.

It's important to know how to choose a home builder because guessing wrong could be very expensive. Here is what you need to know.

FHA-insured properties must meet minimum health and safety standards. What you need to know, and how to get your home FHA approved. Updated for 2017.

New mortgage credit guidelines can help you qualify for a home loan if you have liens or judgments in your credit history.

How to buy a home and get the best deal. The lowest price is not always the cheapest way to buy. Learn about other concessions and how valuable they can be.

Buying a home without considering utility costs is like buying a car without checking the gas mileage. But many forget to do this when they go shopping.

Mortgage closing costs come in many forms -- from the all-inclusive origination charge to a slew of "junk" fees that could be anything. Guess what? It doesn't matter what they are called.

VA mortgage myths may prevent eligible homebuyers from using this great loan, and cost them money. If you encounter a home seller or listing agent who balks at selling to a VA buyer, show them this article.

You don't need great credit to qualify for a zero-down USDA home loan. This program is designed around the idea that more renters should be homeowners.

Buying a home and selling a home, aka a simultaneous closing, can present a timing challenge, but it's definitely possible. Here's what you need to know.

Home sales fell again despite the fact that many want to buy. A low supply is the culprit. Here's what to do about it.

The USDA mortgage is available only in certain geographical areas...but you might be surprised at the cities and towns that remain eligible for the program.