Ineligible for HARP, even the new version? You may have options if your state participates in the "Hardest Hit" program. Many rovide principal reductions for underwater homeowners.

Today's mortgage programs are empowering single parents to move from renting to buying. Here are time-tested and expert-advised methods to get into your own home.

Should you buy or rent? That depends on many factors, including your goals, finances and location. Today, buying makes financial sense on the majority of markets.

What happens to your HELOC payment when the draw period ends and you have to start repaying the loan? Here's what you need to know to keep your payments affordable.

Buying new construction from a builder or developer offers advantages and drawbacks -- both financial and personal. Learn the pros and cons before yooou buy a home.

Previously announced FHA fee cuts have been overturned. But FHA buyers may be wise to proceed with their home buying plans.

After Inauguration Day, mortgage rates and the housing market could change. Forecast of the new administration, and what to do now as a home buyer or homeowner.

Home builders are trying to keep up with buyer demand. Prices are on the rise, but mortgage rates remain historically low. Time to start home shopping?

FHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.

Closing costs are estimated to be about 3% of your home price. Know these six ways homeowners and home buyers are reducing their costs.

Finding out how much house you can qualify for is the first step. It could be even more important to determine your mortgage payment comfort level.

How to calculate house payment: Your house payment is more than your principal and interest on your mortgage. Most lenders also add your property taxes and homeowners insurance. You may also pay HOA dues and flood insurance.

FHA insurance premiums have fallen from .85 percent for most people to .60 percent. That's a nice chunck of change, but it may not be the last reduction we see.

Buying a house in a hot market requires a cool head. Consequently, would-be buyers must be prepared to act fast and pursue effective strategies to win their desired dwelling.

VA mortgage loans are an important part of the U.S. housing market and, for eligible borrowers, there is no explicit loan limit. You can borrow as much as you need.

The single homebuyer is stepping up to the plate, and today's great mortgage home loans are helping Millennials buy their first houses.

The Millennial homebuyer faces challenges, including post-Recession fear. Overcome these challenges, become a homeowner, and start building wealth.

Rising mortgage rates don't have to scare you. Here's how to deal with them.

FHA mortgage insurance premiums, or MIP, were created to reimburse mortgage lenders when borrowers default. Now the fund has a surplus, so consumers might get lower mortgage insurance this year.

For the 31st straight month, the Pending Home Sales Index bested its benchmark reading of 100. It's no wonder home prices continue to rise nationwide.