There are tens of mortgage rate surveys online, and they all show different interest rates. Which are the best, and which should you ignore?

Home buyers should consider shopping for a home during the holidays. Sellers are willing to negotiate, and lenders are less busy, too. How to find deals when most buyers are on the sidelines.

You don’t have to have a whole lot of money or a high-paying job to buy a house. There are plenty of low income mortgage programs for tight budgets. Grant money and community assistance is widely available

Renters who lack perfect credit and have not been able to save a big downpayment may still become FHA homebuyers with the FHA 203(b) home loan.

If you buy a duplex, triplex or four-plex and rent out the extra units, your tenants can help you pay for your home. Why not combine homeownership and investment in one purchase?

Can you buy a house while in credit counseling? Yes, and this post tells you how.

Nearly 4 in 5 military home buyers are married. These lending guidelines can help veterans and spouses when applying for a loan.

The typical first-time home buyer overpays with the 30-year fixed rate mortgage. For most, the better choice is the 5-year ARM. Read more and discover why.

This year's FHA loan limits for every U.S. county. Check your local FHA loan limit for 1-unit, 2-unit, 3-unit, and 4-unit homes. Safe and secure.

Home builders are trying to keep up with fierce buyer demand. Prices are on the rise, but mortgage rates remain historically low. Is it time to start your home search?

A 580 score doesn't disqualify you from getting a mortgage. But it does make it more challenging. Strategies to get approved despite "dinged" credit.

Home loans in the most expensive cities are more difficult to get because many lenders consider them riskier. Prepare in advance and get pre-approved for your mortgage before you go shopping in the most expensive cities.

A mortgage won't ruin your retirement. In fact, you might come out ahead by not paying off that debt so you can invest elsewhere.

Federal Housing Administration FHA 203(k) rehab loan lets Ylets you buy and remodel a house with just one loan.

Rising rates are taking their toll on the U.S. home buyer. Home shoppers are buying up property as quickly as it comes on-market as costs jump.

The MCC is a certificate that allows eligible homeowners to claim a tax credit. This credit reduces the amount of income tax they have to pay, which frees up more cash.

Mortgage programs are not just for "plain vanilla" borrowers anymore. Here are loan types that can get "out of the box" home buyers approved.

How much do mortgage lenders make on a home loan? Probably not as much as you think. However, there are ways for you to put less money in lenders' pocket, and keep more in yours.

HOA dues are common in condominium and planned communities. Lenders count them in your housing expenses, and they can affect your mortgage approval.

Low refinance mortgage rates might make the best holiday gift -- for yourself. And the savings you get might cover your generosity to others during this time of year.