The USDA mortgage is available only in certain geographical areas...but you might be surprised at the cities and towns that remain eligible for the program.

USDA loans are made for moderate income earners. Income limits are based on location of the property and other factors. Find out if you qualify.

Low income home buying is possible, even if you are not looking in one of the 50 most affordable markets. Qualification strategies that work in any region.

What will home prices do in 2017 and beyond? Find out what Harvard University researchers cam eup with in their latest study, The State of the Nation's Housing -- 2017 Edition.

Want to know how to apply for a home loan? It's not hard, but you want to get it right the first time.

The mortgage down payment wedding gift is trendy, but is it tacky? Learn how to deal with gifts and your mortgage loan. There are hoops to jump through.

Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.

Home supply is tight, and homes are selling fast. Mortgage rates are favorable. Is it time to enter the market?

Mortgages are on their way to being 100% paper-free. Consumers are loving new processes put in place by the nation's largest lending agencies.

Gen X buys more homes than any other. They are established and in a good position to get the best home loans. Here's what you need to know about these loans.

How much can I borrow? Home affordability is one of the first issues you'll address. Find out how much you can borrow when you buy a home.

Just about anyone can get a low rate in today’s market. But that's no excuse to leave money on the refinance table.

Is the military loan from the VA better than FHA mortgage financing? usually. here's what you need to know about this valuable benefit.

The no doc mortgage does not exist in the same form that it had before 2008. Great Recession-era reforms require lenders to make sure the borrower can afford to repay a mortgage.

Today's Fed meeting resulted in a rate increase. This won't affect long-term mortgage rates, but will trickle up to increase rates on HELOCs, credit cards, and other loans tied to the Prime Rate.

It's no secret; mortgage interest rates are rising. So, it it time to get out of your ARM and refinance?

PMI mortgage insurance is a necessary evil if you buy or refinance more than 80 percent of your property value. But there are are things you can do to reduce what you pay.

A recent Fannie Mae survey shows a shift in consumer attitudes about mortgage rates. Twelve months from now, say survey takers, rates could be lower.

The Federal Reserve meeting adjourns Wednesday and, although the Fed doesn't set mortgage rates, its rhetoric and actions can influence them. Analysis and advice.

An interest only mortgage could be right for you. or it could be very, very wrong. Learn about the pros and cons of interest only mortgages here.