Mortgage NewsAugust 3, 2017Why Are Mortgage Rates Still So Low?The economy is heating up, and the Fed is on a firm rate-hike schedule. So why aren't consumer mortgage rates rising? Analysis and advice.
FHA Home BuyingAugust 2, 2017Guide To FHA Home Loans: Qualifying And ApplyingQualifying for an FHA mortgage is easier than for many other programs, but it is not automatic. Here's what you need to know to increase your chances of FHA loan approval.
Real Estate NewsAugust 2, 2017Hope For Home Buyers: Cash Buyers Bow Out, Fall Is ComingIt's the best time of 2017 to get pre-approved. Fall is coming, and it could become way easier to buy a home. Forecast and analysis.
FHA Home BuyingAugust 1, 2017Guide To FHA Home Loans: How Much Income Do You Need?What is the debt-to-income ratio for FHA home loans? It's pretty flexible, and higher than you're likely to get with other programs without fantastic credit and a big down payment.
Mortgage NewsAugust 1, 2017VA Mortgage Rates Are The Lowest, So Why Aren’t More Veterans Using Them?Veterans have access to low VA mortgage rates, but too often, they choose another loan type. Correcting myths deter eligible veterans from the benefit.
Buying a homeJuly 31, 2017How To Buy A House In A Hot Market: Safely Making A Sight-Unseen OfferHow to buy a house when the competition is white hot? You may have to move fast. Even make an offer without seeing the property in person. You can do it safely if you build in the right protection.
FHA RefinanceJuly 30, 2017Mortgage Problems: What If Mom & Dad Can’t Make Their Payment?Anyone can have mortgage problems, but when the victims are your parents, things can get a little hairy. Here are several solutions to your parents' mortgage problems.
Buying a homeJuly 28, 2017Housing & Mortgage Trends: Buying A Home Won’t Get EasierBuying a home will probably get harder in the next few years, especially for first-timers. Most experts anticipate that rates will rise, and home prices are already doing so.
About MortgagesJuly 27, 2017What to expect after your mortgage closingWhat happens at your mortgage closing? And after your mortgage closing? Find out what you should do to make everything go smoothly.
Federal ReserveJuly 26, 2017Fed Admits Inflation Is Low; Mortgage Rates FallThe Federal Reserve maintained its benchmark rate at its July meeting, but the group reiterated concern about low inflation, helping mortgage rates.
Buying a homeJuly 25, 2017“New School” House Hunting: Buy A House OnlineToday's technology makes it easy to buy a house online. Here's how to do more with less time, and avoid the pitfalls.
Buying a homeJuly 25, 2017Millennial Homebuyers Are Not Unicorns: Here’s WhyMillennial homebuyers are not as rare as the media would have you think. You, too, can break into home buying with the right preparation.
Mortgage ProductsJuly 24, 2017Low Down Payment Mortgage Options You’ve Never Heard OfBanks keep creating their own ultra-lenient loan programs that are turning tens of thousands of renters into owners this year.
FHA Home BuyingJuly 24, 2017FHA Income & Debt Rules Affect ApprovalsThe FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.
FICO & Credit ScoresJuly 23, 2017$10,000 Medical Collection: Can I Qualify For A Mortgage?Can you qualify for a mortgage with (big) medical collections? Sometimes, because medical collections are different than other accounts.
About MortgagesJuly 23, 2017How Do Lenders Know If You Borrow Your Down Payment?How do mortgage lenders know if you borrow your down payment? They have their ways. Here's how to get your funds together the right way and get approved for your loan.
Buying a homeJuly 21, 2017Slugging It Out In A Seller’s Market: How To CompeteIn a seller's market, you have to be on your toes and ready to move quickly. Here's how to compete successfully.
About MortgagesJuly 20, 2017How The Mortgage Interest Tax Deduction Lowers Your PaymentThe mortgage interest tax deduction is one of the most popular parts of the tax code, and it impacts millions of homeowners. Here's what you need to know about your potential savings.
UncategorizedJuly 19, 2017$65k In Student Loans: Should You Take Out A Second Mortgage?Sometimes, you should take a second mortgage to repay student loans. Here's how to decide.
Mortgage StrategyJuly 17, 2017Home equity and HELOC: Refinance or combineA HELOC refinance involves many factors. Here's a rundown on all your options when your HELOC rate increases.