About MortgagesMarch 10, 2017First Time Home Buyer : The Early-2017 Guide to Buying a HomeA step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
Mortgage ProductsMarch 9, 2017Refinance Your ARM To Another ARM?If you have an adjustable rate mortgage that's about to reset, you're probably concerned. In a rising rate environment, ARM loan interest rates and payments can skyrocket. But you refinance your ARM to another ARM before that happens.
Buying a homeMarch 8, 2017Young Homebuyers: What’s The Right Age To Buy A House?Young homebuyers can get a head start on wealth-building by buying early. But there are disadvantages, too. Find out if buying a home when you're very young is the right choice for you.
VA LoansMarch 8, 2017How Do I Buy A Home Using a VA Mortgage With Part-Time Income?VA mortgages offer low interest rates and flexible guidelines for buyers & refinancing households -- including those with part-time and supplemental income.
Mortgage RatesMarch 6, 2017What’s With Mortgage Rates? Experts Offer Predictions For The Remainder of 2017Where are mortgage rates headed in 2017? The bad news is that most experts think higher. The good news is, not much higher.
Mortgage ProductsMarch 6, 2017Down Payment Options: From 0% Down To 20 Percent Or More [Infographic]Today's low rates and mortgage programs empower home buyers to make a large or small downpayment, or opt out of one altogether.
USDA LoansMarch 5, 2017What’s Rural? Surprising Areas Classified As “Rural” By The USDA Mortgage ProgramThe USDA Mortgage is available to those who buy homes in designated rural areas. But what exactly is rural? You might be surprised.
Mortgage StrategyMarch 3, 2017Can An Assumable Home Loan Help You Sell Your House?An assumable home loan can help sell your home faster, or get you a better price. This is especially true in a rising rate environment.
USDA LoansMarch 3, 2017Zero-Down USDA Home Loans vs FHA vs Conventional 97How do USDA loan costs compare to other loan types? It turns out these loans are some of the most affordable mortgages in the market today.
About MortgagesMarch 2, 2017Are Mortgage Brokers Obsolete?Do mortgage brokers still have a place in American real estate financing? Or did the housing crisis a few years ago make it clear they have outlived their usefulness?
USDA LoansMarch 1, 2017USDA Home Loans: Zero-Down Mortgages For Rural And Suburban BuyersUSDA home loans for rural home buyers are zero-down mortgages with flexible underwriting. Even buyers who have been turned down for other programs might qualify.
FHA Home BuyingFebruary 27, 2017FHA Home Loan: A Smart Choice When Rates Are RisingThe FHA home loan offers unique advantages when rates are rising. Assumability and the lack of risk-based pricing adjustments can help you buy a house you otherwise wouldn't qualify to finance.
Mortgage RatesFebruary 27, 2017ARM Indexes: Which One Is The Best?ARM indexes tell you what can happen to your mortgage when its introductory period expires and the rate begins resetting. When shopping for a home loan, you want to pick the best combination of index, margin and caps.
UncategorizedFebruary 25, 2017The Single Mother’s Guide To Becoming A HomeownerSingle moms can sometimes have it rough trying to raise their children by themselves and pay the bills. But these mortgage programs can help them become homeowners.
FHA RefinanceFebruary 25, 2017Using FHA To Refinance When You Have Very Little EquityGet access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.
Buying a homeFebruary 24, 2017How ARM Rates Help You Get More Home When Fixed Rates Keep RisingLower ARM rates can help you qualify for a bigger mortgage and a better house. ARMs can be fixed for up to ten years, so there is probably an ARM that minimizes your risk and saves you money.
Mortgage RatesFebruary 23, 2017Mortgage Rates Could Be Locked In A “Downward Drift”Current mortgage rates are floating sideways to lower in 2017 thus far. How low will they go this year?
Mortgage ProductsFebruary 22, 2017Convertible HELOC Lets You Convert To A Fixed RateThe convertible HELOC combines the flexibility of a HELOC with the stability of a fixed interest rate.
Buying a homeFebruary 20, 2017Getting Mortgage-Approved When Lenders Said “No” : Real Life Success StoriesThink you can't be approved for a mortgage? Neither did these 3 home buyers. Read their true stories.
Mortgage ProductsFebruary 20, 2017HECM Reverse Mortgage: Who Should Consider It?For the right person, the HECM reverse mortgage is an outstanding product. But it's not for everyone. Learn about the program, and alternatives.