First-time home buyers have access to wide number of low- and no-downpayment mortgage loans. The 100% USDA loan is among the most aggressive programs available.

New construction has advantages and drawbacks. You'll probably need to be a lot more involved in the process, so make sure that you're willing to do this before choosing a new home built just for you.

If you buy a condominium, townhome, or co-op, the property type affects yoyr mortgage approval.

Cash out refinance rates are as unpredictable as all other mortgage rates. But most experts expect them to eventually go up. So if you're considering a cash out refinance, now is probably a good time to pull it off.

Most buyers want a move-in-ready home. But those who don't mind medium-sized repairs can build equity quickly. The FHA 203k loan can help.

Home equity in the U.S. is soaring. Home values are rising, but homeowners are unsure if they should get a cash out refinance. Analysis and advice.

Today's mortgage rates are low. Plus, with even just a tiny bit of preparation, you can get your lender to quote you even lower.

If your mortgage credit report has limited data, don't despair. Mortgage lenders are much more accepting of non-traditional credit today.

The majority of consumers now think getting a mortgage isn't that hard. That's a marked change from just a few years ago.

Small home mortgage loans help you buy your first home, but they can also help you when your kids are gone, and you need less room.

15 year mortgage rates typically run .5 to one percent lower than 30 year home loan rates. Fid out how much you can save by refinancing to a 15 year home loan.

How much house can I afford? That's a question every homebuyer should ask before shopping for a house. Affordability depends on your mortgage rate, down payment, the price of the house and other factors.

HUD homes are foreclosure properties that were financed with FHA mortgages. These FHA homes for sales can be purchased at discount and can make good investments.

To get into your starter home, you have to "think different." Competition is fierce. Approach home buying from a different angle.

Housing prices may have a long way to go before hitting their peak. Why buying now could still pay off handsomely in the future.

The VA mortgage program is a homeownership benefit available to U.S. military personnel, veterans, and spouses and families. A complete reference guide.

Home affordability is often easier to find in the suburbs than the city. But can younger homebuyers find true happiness outside the bright lights?

USDA property eligibility depends on the location of your home. While you can't live in the center of a major population center, can can live fairly near the big city and still qualify.

Two renovation mortgage products let you buy and repair a property with one loan. How to select one based on the property and your situation.

The Federal Reserve maintained its benchmark rate at its May meeting. No chance for another rate hike until at least June 2017. Analysis and forecast.