PMI mortgage insurance is a necessary evil if you buy or refinance more than 80 percent of your property value. But there are are things you can do to reduce what you pay.

A recent Fannie Mae survey shows a shift in consumer attitudes about mortgage rates. Twelve months from now, say survey takers, rates could be lower.

The Federal Reserve meeting adjourns Wednesday and, although the Fed doesn't set mortgage rates, its rhetoric and actions can influence them. Analysis and advice.

An interest only mortgage could be right for you. or it could be very, very wrong. Learn about the pros and cons of interest only mortgages here.

Fannie Mae just loosened up its guidelines, allowing some applicants to borrow with a 50 percent debt-to-income ratio.

Short sale homes are still around and can represent a nice bargain. Learn about buying a short sale home here.

FHA guidelines are very important -- to FHA underwriters. You don't need to know all 1,000 pages of FHA guidelines -- just these facts.

The mortgage prequalification letter tells home sellers and their agents that you are serious about buying a home, and deserve a little respect.

If you're selling a home, it helps to know your market. Meet gen X and Gen Y, your buyers.

How much mortgage can I qualify for? That's a question most homebuyers should ask before they go home shopping. Here's how to assess your home affordability.

Buying a home can be extra challenging when you're in a seller's market and have to compete with others. Here's how to deal with the extra pressure and get the house you want.

What is cash out refinancing? It's replacing your current home loan with a new, bigger one, and taking the difference in cash.

The USDA home loan -- aka Rural Housing mortgage -- offers zero down financing to eligible homebuyers. See how the program helped this borrower become a homeowner.

Fannie Mae's HomeReady program has helped thousands of unlikely buyers purchase homes. Why not you?

When does refinancing make sense? It depends on your goals and the loans available to you. Here are some scenarios in which refinancing does and does not make sense.

The VA mortgage has helped thousands of surviving spouses shore up finances and reduce homeownership costs.

Homebuying tips: How to choose your next neighborhood. New and old school search methods to check out your next location.

Eligible buyers should consider the VA loan when it's an available option. Read more about VA loans and get today's live mortgage rates.

Home prices actually fell during the first quarter of 2017. Was the drop seasonal, or will home prices continue to decline this year?

In today's market, large downpayments are optional. Here are six popular programs that are helping buyers get into a home with very little upfront expense.