The COVID-19 pandemic has had a major, ongoing impact on the mortgage industry. Whether you’re buying a house, refinancing, or looking for mortgage relief, it’s important to stay up-to-date on how these changes will affect your home loan.
What can we help you with?
Coronavirus Relief Programs and Mortgage Forbearance
+ COVID-19 relief programs for homeowners, renters, and the unemployed
+ How to request mortgage relief under the CARES Act
+ What to do when mortgage forbearance ends
+ Before entering mortgage forbearance, read this
+ States reopen 2010 mortgage relief program (Hardest Hit Fund) during COVID
COVID-19 and Mortgage Rates
+ Mortgage rates today, February 9, 2023
+ Mortgage rates are going up. Here’s why
+ How to find and lock the best mortgage rate in one day
Buy a Home During COVID-19
+ Is now a good time to buy a house?
+ Buying a home during coronavirus: How a contactless sale works
+ How to close on a home loan during the pandemic
+ Home buyer grants helping first-time buyers during COVID
Refinance During COVID-19
+ How to refinance after exiting forbearance
+ Homeowners are using cash-out refinances for emergency funds. Should you?
+ Is now the time to get a reverse mortgage?
+ COVID-19 mortgage help for veterans: The VA IRRRL
+ Streamline Refinance benefits, rates, and rules
Changes to Mortgage Qualifying and Applications
+ Can I buy a house or refinance while unemployed?
+ New COVID-19 mortgage rules for self-employed borrowers
+ How to get an online mortgage
+ How to close on a mortgage during the COVID-19 pandemic
In the news
April 15, 2021 No foreclosures until 2022? CFPB seeks to extend moratorium
December 15, 2020 VA to help 60k homeowners cover missed payments
September 2, 2020 Parents: Should you buy a bigger house for remote learning?
September 1, 2020 New Fed policy could mean years of low rates
August 28, 2020 FHFA refinance fee delayed, but don’t put off your refinance
August 10, 2020 Cracks appear in the mortgage forbearance system
June 17, 2020 For once, the Fed DOES affect mortgage rates. Here’s why
June 16, 2020 Down payment assistance (DPA) is still available during COVID
June 10, 2020 Mortgage rates in free fall as Fed predicts another 2.5 years of ultra-low rates
June 2, 2020 The post-COVID norm: Easier mortgages for all?
June 1, 2020 Turned tables: Refinance rates stay up while mortgage rates hit record lows
May 28, 2020 Homeowners who need forbearance aren’t using it. Those who don’t, use it freely. What gives?
May 27, 2020 Will sellers or home buyers have the advantage this summer?
May 18, 2020 2.5% mortgage rates are here. What’s next?
May 12, 2020 The mortgage rates ‘sweet spot’ is finally here. Should you refinance?
May 4, 2020No lump-sum payments required in COVID mortgage forbearance plans: FHFA
April 29, 2020 Post-Coronavirus mortgage rate predictions for 2020
April 28, 2020 Free credit reports are now available weekly. Here’s how to get yours
April 22, 2020 Should I refinance amidst coronavirus fallout?
April 6, 2020 Mortgage lending standards tighten during COVID-19
April 1, 2020 Is it still a good time to buy a house?
March 31, 2020 Jumbo, low-doc, alt-doc mortgage loans disappear overnight
March 30, 2020 You’re laid off due to COVID-19 — will your mortgage be denied?
March 26, 2020 Phase Three coronavirus stimulus bill to include stimulus checks and more
March 24, 2020 What is mortgage forbearance?
March 23, 2020 COVID-19 dubbed a “natural disaster” for US credit scoring
March 19, 2020 Lower interest rates: A worst-case scenario? The reality of quantitative easing
March 18, 2020 The race to zero: How mortgage rates got left behind
March 17, 2020 Record-low mortgage rates skyrocket due to strange lending phenomenon. What now?
March 10, 2020 Finish your mortgage application fast to secure low rates
March 5, 2020 You probably already missed the ‘all-time low’ 3.29% mortgage rate
March 3, 2020 Emergency “double” Fed rate cut pushes mortgage rates to record lows
March 2, 2020 Your bank won’t give you a mortgage rate in the 2’s. Here’s why
February 26, 2020 The lowest mortgage rates in nearly 50 years?
February 5, 2020 Mortgage rates hit 39-month lows on Wuhan coronavirus fears
. . .
By refinancing an existing loan, the total finance charges incurred may be higher over the life of the loan.