With nearly 400,000 homeowners are eligible for Home Affordable Refinance Program (HARP), Uncle Sam wants you... to refinance. More on the HARP refinance program, and how to apply.

If you've lost home equity since your date of purchase, you may be eligible to refinance using HARP 2.0. Available for primary, vacation, and rental homes.

In Q4 2015, the Home Opportunity Index rose to 63.3%. However, this is only because mortgage rates remained low -- and buyers are glad that they did.

Low rates, 100% financing, and common-sense mortgage lending standards have helped to push VA loans made to veterans to the highest levels in 2 decades.

When you're shopping for a mortgage, which is more important -- getting a great mortgage rate or paying fewer mortgage fees? An analysis for rate shoppers.

Between the holidays and the Super Bowl, mortgage rates dropped by a lot. As a result, today's home buyers have a lot more home purchasing power.

Government-backed programs are no longer the only low-downpayment option. Conventional loans now offer similar benefits.

About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.

Fannie and Freddie have made it easier for home buyers in "high-cost" areas to get mortgage-approved. Rates are now lower and mortgage standards more loose.

Mortgage market experts provide insight and their forecasts for 2016 mortgage rates.

For homeowners claiming mortgage interest deductions on their tax returns, the IRS offers a simple way to minimize 2015 federal income tax liability.

The FHA mortgage program features looser guidelines, lower rates, and requires less down payment than loans of other types. Is the FHA loan right for you?

Fannie Mae retired the MyCommunityMortgage, replacing it with the HomeReady home loan. HomeReady offers discounted mortgage rates and requires just 3% down.

The VA Loan Guaranty allows for no-money-down mortgages. However, more buyers are opting to make downpayments. Analysis, plus access to today's live rates, which are the cheapest of all available rates.

More than 3 million homeowners have home equity lines of credit (HELOC) approaching a 10th birthday. This may prove troublesome, as many will soon find out.

With mortgage rates dropping, are ARMs a better deal than fixed-rate mortgages? Analysis of both loan types, plus access to today's livemortgage rates.