Everyone is asking where mortgage rates will be in 2017. We looked at 6 of the most credible sources and averaged the results for the most accurate mortgage rate forecast possible.

Flood insurance may be required by your mortgage lender. Even if not required, it might be a good idea.

Home buyers often watch the price of homes, but that's just half the equation. Mortgage rates could affect affordability even more.

Credit, not cash, is king when getting a mortgage. But if your spouse terrible credit, can you still buy or refinance? Actually, yes.

Having fair credit can cost you significantly more than having good credit. Luckily, it's not hard to move up a level.

When you want to buy a home, but cannot be mortgage-qualified, you can look at the Rent-to-Own program. More on the program, explained in Plain English.

Buying a house delivers many more benefits than the roof over your head. Here are 7 more reasons to consider homeownership today.

The VA Loan Guaranty Program from the Department of Veterans Affairs. VA loans offer below-market rates, and 100% loans with no mortgage insurance required.

So, can you get a new mortgage after a deed in lieu of foreclosure? In many cases, you can. Here are the programs you may use, and what it takes to get approved.

Mortgage rates are on the rise in response to unexpected election results. Your mortgage rates strategy today.

It's not that hard to raise your credit score, and the benefits are huge. Here's how to improve your credit score from poor to fair.

Mortgage rates shift quickly on important news. There is perhaps no bigger news in 2016 than the presidential election. How the results could affect mortgage rates today.

Buying a home? Save on your mortgage rate *and* your closing costs. Assume the seller's mortgage and make it your own. A guide to how assumable loans work.

Unlike single-family neighborhoods, condo and townhome communities must be approved by lending agencies. What to do if your desired condo or townhome is not approved.

FHA's 203(k) refinance helps you pay for major home improvements when you refinance, even if you have little or no home equity.

The lender that works in your real estate agent's office is a convenient choice. But how do you know they will get you the best mortgage value?

Looking for a starter home? They are in short supply, but it's possible to find an affordable first property. Here's how.

The USDA mortgage provides zero-down financing to home buyers in rural and suburban communities. Learn the basics, and other advantages of this program.

How often can I refinance my mortgage? If you want to know how soon you can refinance after closing on a loan, we have your answers.

The VA Interest Rate Reduction Refinance Loan (IRRRL), also known as the VA Streamline Refinance, waives verifications and credit scores. Get more information, plus access to live VA rates, here.