What is a conventional mortgage? In mortgage lending, conventional simply means that a program is not backed by the government.

This month's Fed meeting provided few surprises. No interest rate increase, but it's still on the table for December.

Millennials are seeing some of the lowest mortgage rates of the year, and that is spurring refinance activity among young homeowners.

In the news, building starts were down in July; many believe due to hurricane activity.

One company, Loftium, has created a new opportunity, advancing the down payment for would-be homebuyers who agree to put their new home in a rental program.

Rates are low, but how long will they stay that way? Freddie Mac says: not very much longer.

Single women home buyers have a home equity disadvantage according to several studies. Here's what you can do about it.

Equifax is making headlines for all the wrong reasons. Where did the credit bureaus come from, anyway, and how did they get so much of your information?

If you're worried about being approved for a mortgage, you're not alone. Here's how to assess and improve your chances.

The VA Home Loan Guaranty program has an unheralded benefit -- you can qualify using residual income, even if your loan's DTI is over the VA limit.

Mortgage discount points will lower your quoted mortgage rate and your monthly housing payment. But should you ever pay them at all? Analysis and today's...

Where you live can affect your final mortgage rate. But you can use local factors to your advantage when rate shopping.

If the low housing supply is making your home search frustrating, try these strategies to get your foot in the door.

Pets have become part of the American family. That's why more home buyers are factoring their pets' quality of life when buying a home. Here are the most affordable & pet-friendly cities in America.

Unless your mortgage lender forces you to get flood insurance, you probably don't have it. But you should -- these days, as one FEMA official put it, we all live in a flood zone.

If your mortgage application is not the strongest, a non-bank mortgage lender might be better than a mortgage bank. Their standards are lower according to a new study.

Mortgage rates are approaching lower levels, but homeowners haven't heard. Four reasons homeowners are missing out on today's rates.

Common reasons why home purchase attempts fail, and how you can avoid being the 1-in-25 home buyers whose transactions don't go through.