This guide for first-timehome buyers covers choosing the mortgage loan which best fits your financial and emotional needs.

There are 2 widely-accepted ways you can calculate your maximum home purchase price. What you should know about both methods, plus live mortgage rates at ultra-low levels.

Student loans present a big hazard to first-time buyers looking for a mortgage. But they don't have to.

Mortgage lenders could afford to be picky when interest rates were low and business was booming. Today, they have to be less picky to keep business coming in. That could be good for anyone buying a home right now.

Mortgage rates are poised to move in September. Rates are low, but they may not stay that way for long. Analysis and advice.

Generation Z, unlike previous generations, has to Recession-era baggage when it comes to real estate. These people are ready to own a home. if you're one of them here's what you need to know.

The minimum requirements for a mortgage are not that difficult to come up with today, thanks to automated underwriting systems (AUS).

You can buy home with student loans, thanks to a few new creative programs.

Fall is a great time to sell your house. Here's how to make the most of the season when you sell.

A Shared Equity Mortgage or SEM can help you make a bigger down payment and more easily afford your home. Here's how.

Home equity loan or HELOC? The best loan for you depends on how you plan to use it.

Hispanic homebuyers are pulling the homeownership train in the US, overcoming many obstacles to buy their houses. Here's what sellers and industry pros should know.

The NAR reported that August pending home sales fell again. This marks the third straight month of declining home sales.

New-home sales for August were unexpectedly lower, says the Census Bureau and Department of Housing and Urban Development.

An escrow or impound account can make your life easier, but it can also add to your closing costs. Here's what to do if you're concerned about avoiding impounds on your mortgage.

If you need help affording your home, consider buying with a co-borrower. This person can't make up for bad credit, but can help with qualifying income.

Buying a house in an area distressed by flood, hurricane, earthquake or other natural disaster is not as crazy as it sounds. It may be the opportunity you've been waiting for.

If your landlord's in foreclosure, you have some rights. But to protect these rights, you need to know what they are.

Renting a home is more expensive than ever in many markets. Protect yourself from future rent increases by buying a home.

Got a family? You might want to check out a recent study about the best U.S. cities for raising kids.