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Recent News 
May 14, 2012
The FHA starts its new, cheaper MIP schedule June 11, 2012. You don't have to wait until June to apply, though. Start your application today and be among the first in line for new, lower payments.
May 14, 2012
Mortgage-backed bonds worsened last week. Mortgage rates figure to rise.
May 14, 2012
Low mortgage rates plus rising consumer sentiment is helping to stabilize U.S. housing.
May 11, 2012
The Mortgage Refinance Boom is ongoing. At today's rates, you could save 29% off your mortgage interest payments.
May 11, 2012
So long as the economy continues to stay strong, mortgage default rates nationwide should continue to drop.
May 10, 2012
Fannie Mae reports a $2.7 billion net profit for the first quarter of 2012. Fannie Mae execs cite stabilizing home prices, fewer defaults.
May 9, 2012
The private mortgage market of RMBS is trying to do more, but risks remain high.
May 8, 2012
Is an FHA mortgage better for you than a conventional one? A quick rundown of each product and a comparison chart.
May 8, 2012
17 new housing markets were identified as "improving" in May.
May 3, 2012
MetLife is the latest in a string of banks to cut the Reverse Mortgage program.
April 30, 2012
New Short Sale rules for Fannie Mae and Freddie Mac require 30-day approvals.
April 19, 2012
After more than 5 years, Nevada is no longer the top state for foreclosures. Guess who's the new number one. (HINT: It's NOT California).
April 18, 2012
Refinance applications rose 13.5% this week, straining mortgage lenders and underwriters. Expect higher mortgage rates to slow the flood.
April 17, 2012
41 percent of HARP applicants report LTVs over 125%. Why are these homeowners having a hard time getting approved for HARP 2.0?
April 10, 2012
If your home search starts with the question "How much home can I afford?", you're doing it wrong. Your focus is misplaced. Whether you're a first-time home buyer or an experienced investor; whether you live in high-cost areas such New York City or Los Angeles, or affordable areas such as Columbus, Ohio or Blacksburg, Virginia; […]
April 9, 2012
Will Spain be this year's Greece? Home buyers and mortgage rate shoppers hope so.
April 5, 2012
The FHA is raising its mortgage insurance premiums April 9, 2012. Use the FHA's own rules against it to keep from paying higher rates.
April 3, 2012
Bi-weekly mortgage payments are a viable way to shorten your loan by 6-8 years. However, they're not the cheapest way to pay down your loan.
March 30, 2012
Last quarter, 1 in 4 conforming mortgage applicants ditched their 30-year mortgage for a 15-year fixed. There are good reasons why, too.
March 26, 2012
The FHA has restructured its mortgage insurance rates for 2012. This guide details the changes and can help you keep your FHA payments low.
Most Popular Posts
October 8, 2015
U.S. homeowners are eligible for tax credits and tax deductions from the IRS. Maximize your tax return claims. Complimentary mortgage rate quotes available. Updated for 2015.
January 28, 2017
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
January 19, 2016
About the Fannie Mae HomePath Mortgage program plus details for getting approved. Read more about HomePath. Get today's live mortgage rates.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
March 11, 2016
The waiting period before you can make a mortgage application after a "significant derogatory event" has been cut by half. Get more on Fannie Mae's update.
February 1, 2016
Experts said mortgage rates would over 4.5% by now. They're not. They're in the 3s. What will happen in February, though? Is now the time to lock?
June 13, 2017
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template.
January 26, 2015
For the first time in more than a decade, the FHA has lowered its mortgage insurance premiums (MIP). Complete analysis and review, plus a complimentary FHA rate quote.
November 9, 2015
You'll need a good FICO to access today's best mortgage rates. How to shop for a loan and get your credit pulled without lowering your overall credit score.
April 8, 2015
Fannie Mae's Conventional 97 mortgage program is official. Just 3% down and ultra-low mortgage insurance rates. Easy-to-follow guidelines.
September 9, 2016
Another low-downpayment option is available to today's home buyers. The 97% LTV program can be used to refinance, too. Q&A plus access to live rate quotes.
May 12, 2017
About the bi-weekly mortgage payment program, and whether it's an effective way to own your home faster. Analysis, plus today's live mortgage rates.
June 7, 2017
Learn how to calculate your loan-to-value (LTV) and see what mortgage programs may be available to you. Mortgage rates available, too.
January 2, 2017
Defining "residual income" for VA borrowers, and listing requirements by state and by size of your family. Analysis, plus live VA rate quotes which are typically 25 basis points (0.25%) or more below comparable conventional rates.
May 26, 2016
It's easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today's rates.
June 22, 2017
Mortgage borrowers make the same common mistakes which increase their mortgage closing costs. How to make better choices for your purchase or refinance home loan.
January 17, 2017
About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.
September 7, 2016
Details on mortgage discount points. How they work and what they cost. Compare today's discount points and get today's live mortgage rates.
April 12, 2017
You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.
March 10, 2017
A step-by-step, non-biased walkthrough of today's home buying process. Read more, plus get access to today's live mortgage rates which are currently near their lowest of all-time.
March 5, 2014
You don't need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today's rates.