HARP Loan Program & Today’s Mortgage Refinance Rates
June 24, 2014
3 million closings later, the Home Affordable Refinance Program (HARP) continues to aid U.S. homeowners. Rules and live mortgage rates.
14 Smart Ways To Preserve Your Mortgage Loan Approval
June 13, 2014
Specific behaviors to avoid while your mortgage loan’s in process. The loan you save may be your own. Updated for mortgages in 2014.
As Mortgage Rates Drop, Mortgage Standards Expand To Include Lower Credit Scores
May 25, 2014
Effective immediately, mortgage lenders have lowered minimum FICO requirements on home loans. Read more about the shift, and get today’s live mortgage rates.
15 & 30 Year Mortgage Rates – Fixed Mortgage Rates
May 22, 2014
How fixed-rate mortgage rates work, including a review of 30-year loans, 15-year loans, and more. In-depth analysis plus today’s current fixed rate mortgage rates.
HARP 3 : What’s the #MyRefi Program And Who May Qualify (Including Mortgage Rates)
April 15, 2014
“HARP 2” mortgages are slowing. What’s next could be HARP 3 — the #MYREFI program the government is calling “A Better Bargain For U.S. Homeowners”. Get the story behind HARP 3 and see who may qualify.
Make Your Purchase Offer Stand Apart With A “Quick Closing” Offer Of 30 Days Or Fewer
April 4, 2014
Mortgage lenders needed 42 days, on average, to get buyers to the closing table last months. Need to close more quickly that than? Use these tips to speed your purchase mortgage approval.
Will The FHA Reduce Mortgage Insurance Premiums (MIP) For New And Existing Homeowners In 2014?
March 13, 2014
Will the FHA reduce the MIP its new (and existing) homeowners pay in 2014? An analysis, plus today’s live FHA mortgage rates.
Don’t Have 20% To Put Down? No Problem With These 5 Popular Mortgage Programs.
March 5, 2014
You don’t need a 20% downpayment to buy a home. Mortgage guidelines are loosening and mortgage rates are low. Read more and get today’s rates.
FHA, VA, HARP And USDA Mortgages: If At First You Don’t Succeed, Apply, Apply Again
February 16, 2014
Want to get your mortgage approved? Your odds can improve when you apply with more than one bank. Read more about “investor overlays” here.
HARP Guidelines Changed : Fannie Mae And Freddie Mac Qualify Additional U.S. Homeowners For HARP
February 9, 2014
The HARP program has been expanded to include more U.S. homeowners. See who’s affected and get today’s live HARP mortgage rates.
Get Approved For An FHA Mortgage & Live FHA Mortgage Rates
January 25, 2014
FHA mortgage rates are low, and downpayment requirements are small. Here’s how to apply and get approved for an FHA-backed mortgage.
Mortgage Rates In 2014 : What To Expect From The 30-Year Fixed Rate Mortgage This Year
January 14, 2014
What does 43 years of mortgage rate data tell us about the market for 2014? Read up, and look ahead for rate-locking advice.
FHA Loans For Home Buyers: How It Works & What To Do
January 13, 2014
There’s an FHA loan for just about anyone. Read about FHA loans, how to get one, and where to access to today’s live FHA mortgage rates.
Finance Home Improvement Projects Via FHA, VA Mortgage
December 26, 2013
Want cash for home improvement projects? Use the traditional “cash-out” refinance, or look to the FHA and VA home improvement loans.
Foreclosure Activity Drops; 2014 Foreclosures To Sell At Steep Discounts
December 17, 2013
Foreclosures sell for an average discount of 17%, but foreclosed homes are getting harder to find. Here’s where to look, and how to get the best mortgage deals.
Mel Watt Confirmed As Director Of The FHFA; How Long Before HARP 3 Becomes Available To Everyone?
December 11, 2013
Mel Watt was confirmed as Director of the FHFA. What this means for U.S. homeowners and mortgage rates; and the timetable for HARP 3.0.
HARP 3.0 : Four Important Changes HARP 3 May Include For U.S. Homeowners
November 29, 2013
Momentum behind the HARP 3 / #MyRefi refinance program is gaining. The program may soon launch. Here are 4 changes HARP 3.0 may include.
Mortgage Rate Analysis And Predictions : How Will U.S. Mortgage Rates Move This Week?
November 25, 2013
Mortgage rates are moving more sharply than during any time in the last five years, at least. So, did you miss your chance for low rates? What’s coming next? Advice and analysis of what’s ahead for mortgage rates.
VA Home Loans : The 6 Steps Of A VA Mortgage Approval, Plus Mortgage Rates
November 23, 2013
The VA loan approval process follows six simple steps. Check your VA eligibility here, and get today’s live mortgage rates direct with no obligation.
As HARP 2.0 Loses Momentum With Homeowners, The Release Of HARP 3.0 May Be Closer
October 26, 2013
Has HARP 2.0 run its course? Falling demand at LTVs over 125% may spur the release of HARP 3. Read more and get today’s mortgage rates.
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How To Buy A House with No Money Down in 2018
An updated list of low- and no-downpayment mortgages available to today's home buyers. Updated for 2017. Includes access to today's live mortgage rates.
How To Avoid Paying Private Mortgage Insurance (PMI)
All about Private Mortgage Insurance (PMI) including how to get a mortgage that won't require it. Live rates from actual mortgage lenders.
What is a USDA Loan? Eligibility, rates & advantages for 2018
The USDA Rural Housing mortgage allows 100% financing and is available in most parts of the country. Review qualifications and get rates.
Before making a 20 percent mortgage down payment, read this
Making a large down payment is not the conservative investment you believe it is. The risks of putting 20% down on a home are real. Know what you should do.
2017 USDA Loan Income Limits & USDA Eligibility Check
About the USDA Rural Housing Program (Section 502), including household income limits for 2017. Lookup table by county, plus mortgage rates.
My house appraised for less than its purchase price. What now?
What to do when you home fails to appraise for its purchase price, or when your home appraisal is turned down because of loan-to-value (LTV).
Self-employed mortgage borrower? Here are the rules
If you're self-employed, mortgage approval can be harder to get. But it's easier than it used to be. lenders are loosening up, and that's good news for self-employed mortgage borrowers.
FHA loans: The mortgage first-time home buyers love [Infographic]
Along with low mortgage rates and other great traits, FHA loans are assumable. You could sell your home in 2020 with today's sub-4% rates attached. Learn more and get today's live FHA rates.
Minimum FHA credit score requirement is 500, but can you actually get a loan?
Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.
First-Time Home Buyers Guide: Buying With Student Loans And Debt
First-time home buyers often carry student loans, which can make saving for a down payment difficult. There are lots of "first-time" loan programs to help.
Mortgage after bankruptcy: How soon can you buy a home?
Getting approved for a new mortgage after bankruptcy can happen in as little as one year.
FHA 203k loan – rehab loan benefits, and some downsides
The FHA 203k loan is a "home construction" loan available in all 50 states. The major benefits, plus some things to watch out for.
You don’t need a 20 percent down payment to buy a home
You don't need to make a 20% down payment to purchase a home. Review popular low- and no-down payment mortgage programs and get a complimentary mortgage rate quote.
FHA Loan With 3.5% Down vs Conventional 97 With 3% Down
Comparing the FHA 3.5% downpayment program to the Conventional 97 program which requires 3% down. Analysis, plus complimentary mortgage rate quotes at near the lowest levels of all-time.
FHA Streamline Refinance Chart, Guidelines, Rates, & Refunds
Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.
Getting a mortgage on a second home / vacation property
Home prices are rising. Buying a second home purchase might pay off, and give you a sure vacation spot. How to qualify for a second home mortgage.
How long does it take to close on a house?
The faster you can close on a mortgage, the lower your mortgage interest rate can be. Know the steps in a mortgage approval, and where you cut time and corners to get to closing quicker.
Read This Before Borrowing From Your 401(k) To Purchase A Home
When buying a home, 401(k) retirement plans can be used to fund your downpayment. How this choice affects your finances, and a review of your other options.
Warrantable & non-warrantable condo mortgage rules updated
Demand for condos is increasing nationwide and getting approved for a mortgage just got a little easier. How to qualify, plus access to today's rates.
Conventional loan home buying guide for 2018
More than 60% of home buyers use a conventional loan; it's not hard to see why. Low rates and three-percent-down options are fueling the loan's popularity.