FHA Home BuyingJanuary 21, 2017No FHA Fee Cut For Now. But Don’t Rule It Out In 2017Previously announced FHA fee cuts have been overturned. But FHA buyers may be wise to proceed with their home buying plans.
Mortgage RatesJanuary 20, 2017Inauguration Day : Mortgage Rates And The Housing Market Under Donald TrumpAfter Inauguration Day, mortgage rates and the housing market could change. Forecast of the new administration, and what to do now as a home buyer or homeowner.
FHA Home BuyingJanuary 17, 2017FHA Smashes Homeownership Barriers In High-Priced MarketsFHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.
FHA Home BuyingJanuary 9, 2017FHA Mortgage Insurance Fees Cut. But Will FHA Costs Fall Even Further?FHA insurance premiums have fallen from .85 percent for most people to .60 percent. That's a nice chunck of change, but it may not be the last reduction we see.
FHA Home BuyingJanuary 2, 2017Will We Get Lower FHA Mortgage Insurance Premiums In 2017?FHA mortgage insurance premiums, or MIP, were created to reimburse mortgage lenders when borrowers default. Now the fund has a surplus, so consumers might get lower mortgage insurance this year.
FICO & Credit ScoresNovember 19, 2016What’s A Fair Credit Score? And What’s It Worth To Increase It?Having fair credit can cost you significantly more than having good credit. Luckily, it's not hard to move up a level.
About MortgagesNovember 10, 2016Boomerang Buyers Can Get A Mortgage After Deed In Lieu Of ForeclosureSo, can you get a new mortgage after a deed in lieu of foreclosure? In many cases, you can. Here are the programs you may use, and what it takes to get approved.
Buying a homeOctober 28, 2016Guide For Parents Of Cash-Strapped Millennial Home BuyersThere are several ways parents can help their adult children achieve homeownership: loans, co-borrowing, and gifts.
Mortgage StrategyOctober 17, 2016Today’s Home Buyers Making Smaller Mortgage Down PaymentsHome buyers are putting less money down at the time of purchase. Some of the programs they're using to get this done, and why being "house-poor" is no good.
UncategorizedOctober 15, 2016Debt consolidation loans: How to make them workYou can lower your interest rate by wrapping high-interest credit cards into a refinance. But it doesn't work for everyone.
Mortgage StrategyOctober 15, 2016Bridge Loans: Finance Your Housing TransitionBridge loans can ease the transition when buying and selling a home at the same time. Bridge loan guidelines, plus alternatives.
Mortgage RatesOctober 14, 2016Mortgage Interest Rates: 5 Things That Affect What You PayMortgage interest rates are affected by several factors. Because you control some of them, you can pay less for your home loan.
USDA LoansOctober 3, 2016100% Loan Program Now Cheaper: Fewer Costs, Lower MI For USDA LoansUSDA mortgages are getting more affordable. The agency has just announced plans to reduce upfront and monthly fees for this popular home buying program.
Mortgage StrategySeptember 14, 20163 Reasons To Pay Off Your Mortgage Early (And 2 Reasons Not To)Paying $100 extra per month can shave five years off your mortgage. But paying off, or paying down, your mortgage is not the best choice for everyone.
About MortgagesSeptember 11, 2016When Can I Refinance My Mortgage?There are reasons to refinance when mortgage rates are falling; and reasons to refinance when mortgage rates are rising. It's your mortgage, though. You can do it anytime.