Dreaming of a new home? Zero-down mortgages provide Millennials and Gen Zers a path to homeownership without needing a large down payment.

Learn about 3% down payment mortgage options, including 3% down conventional loans and 3.5% down FHA loans.

Bank statement loans can help self-employed buyers qualify to buy or refinance a home. Learn how they work here.

Learn how fixed mortgage rates work and why a fixed-rate mortgage is the most popular type of home loan by far.

Explore four no-down-payment mortgage options that could help you buy a home with very little out of pocket.

ARM rates are becoming more attractive as home prices rise and fixed interest rates increase. Here's how to save money with an ARM home loan.

Consumers looking for a second home or applying for a high-balance mortgage will have to pay new fees starting April 1.

Rising home prices caused loan limits to increase. Find out what the new conforming and FHA loan limits are for mortgages in 2022.

Physician mortgage loan programs can provide great deals for doctors. But they might not always be the best option. Learn more here.

APR vs. interest rate: Both numbers are important for comparing mortgages. But which one matters more? That depends on your home buying goals.

There are many mortgage programs for buyers who want no-money-down home loans, or loans requiring just a small downpayment. This is a review of some of them.

A conventional loan can be the best mortgage option in town. The reason is their simplicity, lower rates, and widespread availability. Here's why.

There are a number of VA loan service requirements. They determine how much borrowers pay to use the VA mortgage program. VA-qualified borrowers can obtain mortgage financing with very advantageous terms. So how do the advantages (and eligibility requirements) of a VA loan stack up against USDA and FHA loans? Let's find out.

There are two main reasons that people who apply for mortgages get denied. Know the pitfalls so you can avoid them and get approved sooner.

If you're considering refinancing for extra money, know the cash-out refinance rules. They vary with the loan type, and one loan might be better for you than another. Or you might be better off refinancing your home and then just adding home equity loan.