Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.

The VA cash out refinance is an often-overlooked but powerful program for U.S. military veterans who want to tap into home equity or pay off a non-VA loan.

The Federal Reserve raised the Fed Funds Rate to a range of 0.75-1.0% at its March meeting. Why, then, are mortgage rates dropping?

Today's low rates and mortgage programs empower home buyers to make a large or small downpayment, or opt out of one altogether.

Get access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.

Lower ARM rates can help you qualify for a bigger mortgage and a better house. ARMs can be fixed for up to ten years, so there is probably an ARM that minimizes your risk and saves you money.

The convertible HELOC combines the flexibility of a HELOC with the stability of a fixed interest rate.

For the right person, the HECM reverse mortgage is an outstanding product. But it's not for everyone. Learn about the program, and alternatives.

Falling foreclosure rates are good for the real estate market. Here's how they affect home prices and the homebuying experience.

How to buy a house when your credit is good but your spouse's or partner's is not. There are programs to solve your credit problems.

More than 75% of mortgage applications go through. The other 25% may have made a mistake along the way. How to avoid mistakes when applying for a mortgage.

A mortgage broker can give you access to a wide array of lending options. Choosing the right broker is the first step to tapping into these benefits.

A debt-to-income ratio is not just a number for lenders to use. Buyers can calculate it themselves and use it to estimate their comfortable home payment.

Today's mortgage programs are empowering single parents to move from renting to buying. Here are time-tested and expert-advised methods to get into your own home.

What happens to your HELOC payment when the draw period ends and you have to start repaying the loan? Here's what you need to know to keep your payments affordable.