Mortgage refinance rates are near record lows. Now is the time to refinance -- in general. How to know whether it's the right time for you.

Having two mortgages attached to your home is not a bad thing. For years, U.S. homeowners have used second mortgages for basic financial security.

Homeowners often avoid a refinance because they can't recoup closing costs fast enough. A no-closing-cost loan allows them to start saving now.

New guidelines make it easier for home buyers with student loan debt to qualify for FHA in 2016.

Closing costs should not keep you from pursuing a refinance. The benefits of a refi often outweigh the fees -- especially when you go "zero-closing cost".

Owning a home can build your net worth quickly. However, building net worth requires home equity. How to gain home equity, and how to accelerate its growth.

Saving for a downpayment isn't the only way to raise those funds. You can borrow a portion of the required money down, and get into a home sooner.

U.S. homeowners refinance differently since HARP 2 launched. It's easier than ever to refinance an underwater mortgage. Read more and get today's rates.

Mortgage rates are marching downward, and homeowners are scooping them up to accomplish long-sought-after goals.

Lenders may end the HARP refinance program even before the official expiration date. How to check eligibility and apply before the cutoff.

PMI offers protections for the homeowner, not just the lender. Most buyers have never heard of these two benefits that are directed at the consumer.

Low mortgage rates and favorable terms are just as available to self-employed mortgage applicants. Five sure-fire best practices will help you get approved.

Application "strong points," called compensating factors, can get you approved for a mortgage, even when it seems unlikely.

These programs can help certain professionals overcome home buying challenges that relate to their line of work.

Lenders will start accepting a new credit scoring method that could result in higher consumer scores and more mortgage approvals.