What's better if you're 62 or over and need to cash in your home equity? A reverse mortgage, or a home equity loan or line of credit? It depends, and here's what you need to know.

Fewer than 25% of mortgage consumers apply with more than one lender. Know these time-proven strategies to find the best loan and rate for you.

What is the debt-to-income ratio for FHA home loans? It's pretty flexible, and higher than you're likely to get with other programs without fantastic credit and a big down payment.

Anyone can have mortgage problems, but when the victims are your parents, things can get a little hairy. Here are several solutions to your parents' mortgage problems.

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

Sometimes, you should take a second mortgage to repay student loans. Here's how to decide.

A HELOC refinance involves many factors. Here's a rundown on all your options when your HELOC rate increases.

Millennial homebuyers are finally becoming a force in real estate markets. Here's what you need to know about making the leap to homeownership as a young adult.

Want to know how to apply for a home loan? It's not hard, but you want to get it right the first time.

Just about anyone can get a low rate in today’s market. But that's no excuse to leave money on the refinance table.

Is the military loan from the VA better than FHA mortgage financing? usually. here's what you need to know about this valuable benefit.

Today's Fed meeting resulted in a rate increase. This won't affect long-term mortgage rates, but will trickle up to increase rates on HELOCs, credit cards, and other loans tied to the Prime Rate.

FHA guidelines are very important -- to FHA underwriters. You don't need to know all 1,000 pages of FHA guidelines -- just these facts.

The Federal Reserve maintained its benchmark rate at its May meeting. No chance for another rate hike until at least June 2017. Analysis and forecast.

It's hard to know what not to do -- especially when it's your first time buying a home. Here are 5 common but avoidable mistakes.