Buying a home - Page 21

If you’re looking for a tiny house finance you’ll need to be creative and resourceful, but that doesn’t mean you can’t come up with the dollars you need. Here’s where to look.

The FHA down payment is just 3.5% for most borrowers. As down payments go it’s certainly a lot less than the 20% up front some mortgage programs require. But is there a way to make the FHA down payment even easier?

New data show that sellers may be more willing to work with buyers who have a home to sell. That’s good news for buyers, meaning it's easier now to sell your home and buy another.

Your credit union might offer a good deal on a mortgage when you buy or refinance. Or not. Here's what you need to know about credit union mortgages, and how to get the lowest rate no matter who provides your financing.

The emerging generation is as much interested in home buying as any generation before. Fueling the enthusiasm is a new menu of affordable mortgage programs.

At a mortgage closing, you typically pay mortgage costs and escrow

Don't think you'll ever have the cash to buy a house? Use this guide to learn how to save for a house—and sooner than you think.

There are plenty of experts who will tell you that owning your own home doesn't meet the threshold to be regarded as a true form of investment. And they muster some strong arguments. But are they right?

Whether you’re eager to sell or buy a home, it’s important to know that vaping inside that home can lower its value.

New data show that prices are falling in several markets. Smart shoppers who can afford to buy should take advantage of all these factors and claim a home sooner versus later.

Home bidding wars happen when two or more buyers compete for the same property but research indicates that home bidding wars happen much less often nowadays. This is good news for would-be buyers.

Cash to close: Plan on bringing a cashier's check or certified check. or arrange to wire the funds from your bank. You'll need your down payment and closing costs, less earnest money and lender and/or seller credits.

You open a newspaper or website and search for "open houses near me" and spend your weekend checking out homes. But is that really the best way to buy?

Before buying your first house, check your finances. And how you currently spend your money and your time. Because being house-poor is no fun, and you don't want to make a decision you regret.

You don't need to make a 20% downpayment to purchase a home. Review popular low- and no-downpayment mortgage programs and get a complimentary mortgage rate quote.

Seller financing simply means that the owner of the property is willing to finance the purchase.  So a buyer who can't pay cash does not need to get a mortgage from a bank or other lender. But is it a good option for either party?

A single-family home is a vision as well as a bricks-and-mortar reality for millions of home buyers. But now there is some question regarding whether single-family homes will be part of the real estate marketplace in the future.

Buying a home on a single income can be a challenge, especially in more expensive markets. Today's experts tell you what you need to know.

Most of us know intuitively that the more education you have (at least, the right kind of education), the better your job possibilities and the higher your average income will be. So, how does that translate to home affordability? How much home can you buy at your education level?

Should you buy a condo? These experts break down the decision to buy a condominium or a single-family home.