When to refinance: I need to lower my mortgage rate or payment
If you're wondering when to refinance, consider your objectives and see if you'll pay less interest, reduce your payment, or lower your overall costs.
See how much you can afford by home price, monthly payment, or income
Determine your payment, including FHA-specific mortgage insurance and fees
Former or current members of the military have access to reduced costs and rates
The USDA provides a zero-down loan for homes outside major metros
Easily find down payment requirements for popular loan programs
Find out if your income level is eligible for this zero-down home loan