Articles by Peter Warden - Page 35

Learn how mortgage rates are determined, what causes lenders to offer you a higher or lower rate, and why mortgage rates rise and fall daily.

Due to coronavirus, there are new rules for self-employed home buyers who want to use FHA loans. Learn about new lending rules here.

If you can buy a house with cash, you'll be in a strong position to negotiate. But don't forget the drawbacks that come with cash home buying.

How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.

It might seem harder to close on a mortgage during the COVID-19 pandemic. But new rules have made parts of the closing process easier than ever.

5/1 ARM rates are typically the lowest conventional mortgage rates on the market. But 5/1 ARMs carry more risk. Is the low rate worth it for you?

Since March, the Fed has controlled mortgage rates more than usual. Find out how the Federal Reserve helped push mortgage rates to record lows.

The USDA loan map might shrink after the 2020 census. If so, far fewer homes could qualify next year. If you want a USDA loan, here's what you should know.

First time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.

Two Fed rate cuts didn't drag mortgage rates down, but quantitative easing to combat COVID-19 might. Here's why we're NOT hoping for new record-low rates.

Are home warranties worth it? A home warranty can make budgeting for unexpected home repairs easier. But not all home warranties are created equal.

You need to get pre-approved to start house hunting. But how long does pre-approval for a mortgage last? Learn how and when to get pre-approved for a mortgage here.

Complete guide to mortgage tax deductions for tax year 2019. Includes mortgage interest deductions, closing cost deductions, insurance deductions, and more.

Manufactured homes can be tricky to finance. Here's how personal loans can help.

Mortgage rates are up this week according to Freddie Mac's weekly survey, but house hunters shouldn't lose heart. Here's why.

How good are Discover personal loans? Are they easy to get? Are they competitive and affordable? Should you choose one? Find out here.

You may well want Wells Fargo on your shortlist of personal loan lenders.

Should you choose a personal loan or a HELOC? You've already guessed the answer: It depends. But on what?

Which should you choose? A personal loan or line of credit? It's not a difficult choice — once you know all about the two forms of borrowing.

There are circumstances in which using a personal loan to buy a home may be your better — or only — way forward. Read on to discover when that's the case.