Home EquityJanuary 12, 2026
How to Choose the Right Reverse Mortgage Payout Method
Not sure which reverse mortgage payout method is right for you? Explore how each option works and how to match it to your cash-flow needs.
Mike is a Southern California native who graduated from the University of Southern California with a Bachelor's degree in Economics. After spending two decades in the mortgage industry, he earned his Certified Mortgage Banker designation from the Mortgage Bankers Association. He, his wife, and their three young children love to travel and spend as much time outdoors as possible.
Articles reviewed by Mike Eshelman
- Home EquityJanuary 12, 2026
Fixed vs. Adjustable-Rate HECMs: How to Pick the Right Reverse Mortgage
Learn how fixed and adjustable-rate HECMs differ in costs, payouts and flexibility so you can pick the reverse mortgage that fits your retirement goals. - Home EquityJanuary 8, 2026
What Interest Rates Mean for Your Reverse Mortgage
Learn how interest rates affect reverse mortgages, including borrowing limits, loan growth, and what rate changes mean for homeowners. - Home EquityJanuary 2, 2026
What Is a HECM Refinance? Eligibility, Costs, and When It Makes Sense
HECM refinance may unlock more equity or better access to funds—if the long-term benefits outweigh the costs.
Showing 4 of 4