Home EquityJanuary 30, 2026
Understanding HECM Fees: Upfront, Ongoing, and Closing Costs
Understanding HECM fees can help you decide if a reverse mortgage fits your retirement plan. Learn the upfront and ongoing costs.
Mike is a Southern California native who graduated from the University of Southern California with a Bachelor's degree in Economics. After spending two decades in the mortgage industry, he earned his Certified Mortgage Banker designation from the Mortgage Bankers Association. He, his wife, and their three young children love to travel and spend as much time outdoors as possible.
Articles reviewed by Mike Eshelman
- Home EquityJanuary 30, 2026
What Is a HECM Refinance? Eligibility, Costs, and When It Makes Sense
HECM refinance may unlock more equity or better access to funds—if the long-term benefits outweigh the costs. - Home EquityJanuary 30, 2026
Fixed vs. Adjustable-Rate HECMs: How to Pick the Right Reverse Mortgage
Learn how fixed and adjustable-rate HECMs differ in costs, payouts and flexibility so you can pick the reverse mortgage that fits your retirement goals. - Home EquityJanuary 30, 2026
A Homeowner’s Guide to HECM Property Requirements
Learn the property requirements for HECM reverse mortgages. See which homes qualify, what inspections you’ll need, and how to avoid delays. - Home EquityJanuary 30, 2026
Reverse Mortgage Line of Credit: A Tool for Managing Inflation
Learn how a reverse mortgage line of credit grows with rising rates and provides tax-free, flexible funds to help manage inflation in retirement. - Home EquityJanuary 30, 2026
Using a Reverse Mortgage to Pay Off Debt
Thinking about a reverse mortgage to pay off debt or medical bills? Understand the pros, cons, and what to consider before tapping your home equity. - Home EquityJanuary 30, 2026
How a Reverse Mortgage Can Pay Off Your Home Loan
Seniors on a fixed income can use a reverse mortgage to pay off their home loan and live mortgage-free in retirement. - Home EquityJanuary 30, 2026
What Banks Offer Reverse Mortgages?
Reverse mortgages allow older homeowners to convert their home equity into cash. But which banks offer them and how do you choose? - Home EquityJanuary 30, 2026
How Does a Reverse Mortgage Work When You Die?
Reverse mortgages are still active even if the borrower passes away. Here's what you need to know about reverse mortgages after death. - Home EquityJanuary 30, 2026
Who Owns the House in a Reverse Mortgage?
A reverse mortgage can help your financial flexibility during retirement. While you’re still the legal owner of your home, there's nuance. - Home EquityJanuary 30, 2026
What Are the Types of Reverse Mortgages?
Looking for a reverse mortgage but aren't sure which kind is best for you? Read about the different types to help your decision. - Home EquityJanuary 8, 2026
What Interest Rates Mean for Your Reverse Mortgage
Learn how interest rates affect reverse mortgages, including borrowing limits, loan growth, and what rate changes mean for homeowners. - Home EquityJanuary 6, 2026
Top Home Equity Investment Companies in 2026
Home equity investment companies let you tap cash without debt. Compare leading providers, terms, and alternatives to find your best fit. - Home EquitySeptember 15, 2025
Is a Home Equity Investment a Good Idea in Today’s Market?
Wondering if a home equity investment is right for you? Learn the pros, cons, and whether it's is a good idea in today’s market.
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