Gina Pogol

Gina Pogol, contributor

With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Pogol brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.

Articles by Gina Pogol

- 9 min read

Read this before using your 401(k) to buy a house

It’s possible to use your 401(k) for a down payment when buying a home. But it’s not always best. Learn how a 401(k) loan works and other options.

- 6 min read

Is it better to refinance with your current lender?

It’s not always better to refinance with your current mortgage lender. In fact, there’s a good chance another lender can offer you a lower rate. Here’s why.

- 7 min read

How to get a manufactured or mobile home loan

Manufactured home loans are a bit tougher to find in today’s market. But they do exist, and financing terms might be simpler than you imagine.

- 12 min read

First-time home buyer down payments start at just 3%

Learn about first time home buyer loans with as little as 3% or even 0% down. Plus, down payment assistance programs that minimize your out of pocket costs.