A conventional loan can be the best mortgage option in town. The reason is their simplicity, lower rates, and widespread availability. Here's why.

The USDA loan map might shrink after the 2020 census. If so, far fewer homes could qualify next year. If you want a USDA loan, here's what you should know.

Lenders set new requirements for self-employed mortgage borrowers during COVID-19. Plus, how PPP and unemployment benefits are handled by lenders.

A Loan Estimate (formerly called a Good Faith Estimate) shows you all the details of a mortgage before you agree to it; including interest rate, APR, terms, fees, and more. Learn how to read a Loan Estimate here.

The refi boom in early 2020 made lenders raise rates, and many refinancers missed out. Here's how to get ready for the next rate drop so you don't miss it.

For many, COVID-19 has lead to lower mortgage rates and easier loans. From remote closings to delayed appraisals, the virus is changing long-term norms.

In May, mortgage rates fell into the 2s for home buyers, but stuck in the high 3s for refinancers. Here's why. Plus, 5 ways to lower your refinance rate.

Why are mortgage delinquency rates rising when millions of homeowners who need forbearance don't have it — and millions who have forbearance don't need it?

Sellers typically have the advantage over home buyers in summer. But could COVID-19 flip the housing market? Experts weigh in on both sides.

First time home buyer programs can have a low down payment, lower interest rate, or funds to help with down payment and closing costs. List of first time home buyer programs by state.

COVID-19 mortgage forbearance is here and will help millions of borrowers in the short-run. But long-term forbearance issues shouldn't be overlooked.

2.5% mortgage rates are here. Will we see mortgage rates dropping more? The same forces pushing down rates are still with us. Here's what it could mean.

Mortgage rates are in a sweet spot right now — still near record lows, with guidelines loosening back up so homeowners can actually qualify for new loans.

Buying a home during coronavirus is still possible. Here's how to navigate the contactless home buying process and move forward with your purchase.

FHFA announced a new rule about coronavirus mortgage forbearance that protects homeowners from foreclosure after the forbearance period is over.

A home equity loan lets you tap into your home's cash value. Learn how home equity loans and lines of credit work, and when to get one.

Because of coronavirus, free credit reports are now available on a weekly basis from Equifax, Experian, and TransUnion. Here's how to get yours.

U.S. homeowners could tap millions in home equity to help them through coronavirus financially. Is a cash-out refinance a good idea for you?

Mortgage rates have been falling, but is it worth refinancing during the coronavirus pandemic? For millions of homeowners, the answer might be yes.