RefinanceNovember 19, 2020Is now the right time to refinance? 3 strategies to know when to refinance your homeWondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.
Mortgage NewsNovember 18, 20202020 Mortgage lender rankings: What borrowers can learnFind out who took gold in JD Power's 2020 mortgage lender satisfaction study, and learn how to choose a mortgage lender that's right for you.
VA LoansNovember 16, 2020What is a VA renovation loan? And where can I get one?A VA renovation loan lets you buy a fixer-upper with an ultra low interest rate. But these loans are hard to find. Should you look for an alternative?
Mortgage NewsNovember 11, 2020What Biden means for mortgage rates, housing policy, and real estateLearn what Biden's presidency means for mortgage rates, housing policy, real estate, and renters in the coming years.
Federal ReserveNovember 5, 2020About the Federal Reserve, the FOMC, & the Fed Funds RateThe Federal Reserve is the central banker of the USA. How "the Fed" works, what it actually does, and how it affects everyday U.S. mortgage rates.
ForecastsNovember 3, 2020Forecast: Will the 2020 election change mortgage rates?Mortgage rates shot up after the 2016 election. But will they do the same in 2020? See our mortgage rate forecast and historical perspective here.
Mortgage ProductsNovember 2, 2020Jumbo mortgage rates: Jumbo loan rates and requirements for 2025Jumbo mortgage rates are low, good news for those who need larger loans. Here's why jumbo rates are low and how to get one.
Mortgage RatesOctober 29, 20202021 Mortgage interest rates forecast: Are we done seeing record lows?We asked 10 housing and finance experts for their mortgage rate predictions and housing forecasts for late-2020. Here's what they said.
Homeownership TopicsOctober 27, 2020Why you shouldn’t use your 401(k) to pay off a mortgageMost experts say: Don't use your 401(k) to pay off a mortgage. Luckily, you don't have to. There are plenty of other ways to pay off your mortgage early.
Mortgage RatesOctober 26, 202010-Year mortgage rates: Can I get a 10-Year fixed home loan?10-year mortgage rates are lower than 30- and 15-year rates. But payments are much higher. Find out: Are 10-year mortgage rates worth it for you?
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
Mortgage ProductsOctober 22, 2020How home construction loans workIf you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.
About MortgagesOctober 20, 202016 Questions to ask a mortgage lender before you sign for a home loanHere are 16 questions to ask a mortgage lender that will ensure you get the right loan type, lowest mortgage rate, and best overall deal on your home loan.
Buying a homeOctober 13, 2020U.S. home prices hit a record high in 2020. Is home buying still affordable?The median U.S. home price hit a record high during coronavirus. But thanks to low rates, home buying is still affordable for many.
Buying a homeOctober 12, 2020FIRE and home buying: Can you retire early with a mortgage?Financial Independence Retire Early (FIRE) requires you to reduce debts and save most of your income. But home buying with a mortgage is still possible.
First-Time Home BuyersOctober 6, 2020Seller financing is risky. Use these mortgage programs insteadMortgage alternatives, like seller financing, lease-purchase, and contract-for-deed, are risky. And you might qualify for a mortgage without them.
RefinanceSeptember 21, 20202.5 million homeowners could save $500/month by refinancing: reportRefinance rates are near an all time low, and 2.5 million homeowners stand to save $500 per month or more by refinancing. Find out if that includes you.
Mortgage NewsSeptember 18, 2020Refinance soon to avoid the FHFA adverse market refinance feeFannie Mae and Freddie Mac's 0.5% refinance fee is delayed until December 1. But to avoid the fee and higher refinance rates, you need to apply sooner than that.
About MortgagesSeptember 15, 2020Does it matter who your mortgage loan servicer is?Does it matter who your mortgage servicing company is? Learn what mortgage loan servicers do and when you'll interact with yours.
Mortgage RatesSeptember 15, 2020New Fed policy could mean years of low mortgage ratesThe Federal Reserve has a new policy to keep inflation and employment on target. And, it could keep mortgage interest rates low for a long time. Here's why.