Homeownership TopicsJanuary 14, 2021Should I pay off my mortgage or invest?You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.
Homeownership TopicsJanuary 14, 2021Should I pay off my mortgage or invest?You have extra cash — should you pay off your mortgage or invest? There are pros and cons to both strategies. Here's how to decide.
ForeclosuresJanuary 14, 2021How to buy a foreclosed homeBuying a foreclosed home isn't as easy as it used to be. But good deals can still be found. Here's how to buy a foreclosed home with a mortgage.
Real EstateJanuary 14, 2021How to buy a short sale homeBuying a short sale home can get you a great deal. But the short sale process can be challenging. Here's what to expect when buying a short sale.
About MortgagesJanuary 12, 2021Debt-to-income ratio, taxes, and insurance: How your DTI is calculatedDTI, your 'debt-to-income ratio,' includes taxes and insurance as part of your mortgage payment. Here's how to find your DTI with taxes and insurance.
Manufactured homesJanuary 11, 2021Converting a mobile or manufactured home to real propertyYou can finance a manufactured home, but only if it's considered 'real property'. Learn about converting a manufactured home to real property here.
Homeownership TopicsJanuary 8, 20215 ways to pay off your mortgage early: Pros and consHere are five ways to pay off your mortgage faster. Plus, what to consider before putting your cash toward early mortgage payments.
Buying a homeJanuary 8, 2021Escrow: What it is and how it worksIn the mortgage process, 'escrow' is when funds are held by a neutral third party until the mortgage closes. Learn how escrow works here.
Conventional LoansJanuary 5, 2021Conventional loan home requirements: Is an inspection required?Conventional loans have a few basic property standards, but no in-depth home condition requirements. You likely want a home inspection anyway.
FHA Home BuyingJanuary 4, 2021The 9 best FHA mortgage lenders for 2025FHA lenders offer low down payments and competitive rates, even for borrowers with bad credit. Here are the best FHA-approved lenders for your home loan.
About MortgagesDecember 30, 2020What is PITI? Mortgage payments explainedPITI stands for Principal, Interest, Taxes, and Insurance: the 4 parts of your monthly mortgage payment. Find out why your PITI payment matters.
Homeownership TopicsDecember 30, 2020How the mortgage interest deduction helps homeownersThe mortgage interest deduction is a tax break for those who itemize their deductions on a Schedule A. Here's how the mortgage interest deduction helps you.
About MortgagesDecember 24, 2020Why real estate investors should consider a blanket mortgageA blanket mortgage lets real estate investors buy multiple properties with one loan. Find out how a blanket loan works, plus pros and cons.
Buying a homeDecember 23, 2020How to buy a house: Your guide to the home buying processIf you want to buy a house but don't know where to start, start here. We explain how to buy a house in 10 approachable steps. You can even do step 1 today.
About MortgagesDecember 22, 2020How to qualify for a mortgage with bonuses and RSU incomeBonuses and RSU income can be used for mortgage qualifying. But they're calculated differently, and not all lenders accept them. Here's what to know.
Mortgage NewsDecember 15, 2020The VA plans to help 60K veterans cover missed mortgage paymentsIf its proposal is accepted, the VA plans to offer mortgage relief for up to 60,000 VA loan holders who are struggling financially due to COVID.
Buying a homeDecember 2, 2020Should you waive a home inspection? Real estate experts say noWaiving a home inspection could make your offer more competitive. But experts say waiving a home inspection isn't a good idea. Here's why.
Homeownership TopicsNovember 25, 2020Can I change my mortgage loan servicer?The only way to change mortgage loan servicers is by refinancing. But you should not refinance solely to get a new servicer. Here's what to know.
Mortgage Lender ReviewsNovember 20, 2020SunTrust (Truist) Mortgage Review for 2025SunTrust mortgage review showing how the bank compares to other top lenders for mortgage rates, customer service, and loan options.
Mortgage RatesNovember 19, 2020Investment and rental property mortgage rates: How much more will you pay?Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best rental property financing.
