CFPB has proposed extending the foreclosure moratorium through Dec. 31, 2021. That would mean no COVID-related foreclosures until 2022. Learn more here.

Commission income is usually accepted by lenders if you have a 2-year earnings history. See how lenders calculate commission income for mortgage qualifying.

Self-employed first-time home buyers face obstacles other buyers don't. Learn what to expect and how to get mortgage-approved.

Use these step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use mortgage gift letter template.

Many experts are saying it's a horrible time to buy a house. But that's not true for everyone. Here are 5 reasons it could be a great time to buy a home.

The Fannie Mae HomeStyle loan lets you buy a home and carry out renovations with one mortgage. Learn about HomeStyle rates and requirements here.

Is there a conventional Streamline Refinance? No, but you can use a different refinance option to get similar Streamline benefits. Here's how.

An assumable mortgage lets you take over an existing loan at its current interest rate and terms. When is an assumable mortgage a good idea?

Buying a condo vs. renting can be a tough decision. Renting offers flexibility, but buying a condo builds wealth. See more pros and cons here.

A new rule from FHFA caused a sharp increase in investment property mortgage and second home mortgage fees. Here's what you need to know.

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

Current list of government and private relief programs to help homeowners and renters economically affected by COVID-19.

What is home equity and how does it work? Learn how to calculate your home equity and how having equity can benefit you.

Home buyer grants can help first-time buyers who had a financial setback during Covid. Learn about current assistance programs and how to qualify.

Mortgage rates moved up last week, and it looks like they'll keep rising in 2021. But how high will rates go? Should you try to lock in now?

6 low- and no-down-payment mortgage options for today's home buyers. Find out how you can buy a house with no money down and a low interest rate.

Mortgage underwriting can take days or weeks depending on your lender and application. Here's what to expect from underwriting and what to do about delays.

If your home was damaged during winter storm Uri, you might be eligible for federal aid. Here's a list of current Texas disaster relief programs.

You may be able to use a 203k loan for an investment property but only in certain circumstances. Learn about 203k loan rules for investors here.

Compare the best USDA lenders to get a great deal on your home loan. USDA loans require zero down payment and have below-market interest rates.