Buying a homeSeptember 14, 2020Should climate change dictate where you buy a house?Climate change is putting millions of homes at risk. Use these climate change maps and expert advice to help inform your next home buying decision.
Mortgage RatesSeptember 9, 2020How mortgage rates are determined and why you should careLearn how mortgage rates are determined, what causes lenders to offer you a higher or lower rate, and why mortgage rates rise and fall daily.
Buying a homeSeptember 2, 2020Parents: Should you buy a bigger home for remote learning?Many families want to buy a bigger house to support work from home and remote learning. Does buying a house during COVID make sense for you?
Mortgage StrategyAugust 26, 2020How to Qualify for a Mortgage Using Investment IncomeYou're allowed to use investment income for mortgage qualification. Lenders will accept two forms: dividends and interest. Here's how to qualify based on investment income.
Mortgage StrategyAugust 24, 2020How to pay off your mortgage early by paying extraYou're allowed to pay extra on your mortgage to pay it off early. Here are three strategies to pay off your mortgage early if you have extra cash.
Mortgage NewsAugust 21, 2020Refinancing just got more expensive, thanks to this new feeA new fee will be added to conventional mortgage refinances on September 1. Will this mean higher refinance rates? For some, it's likely.
FHA Home BuyingAugust 17, 2020FHA mortgage qualifying gets tougher for the self-employedDue to coronavirus, there are new rules for self-employed home buyers who want to use FHA loans. Learn about new lending rules here.
Mortgage RatesAugust 12, 20201.875% mortgage rates: How one lender keeps lowering the barOne lender is offering mortgage rates below 2%. But there's a cost to get such a low rate. Learn more about who can get today's record-breaking rates.
Mortgage NewsAugust 11, 2020Homeownership hit a 12-year high during COVID — or did it?A new report put today's home- ownership rate at a 12 year high. But can home buying data during COVID be trusted? Experts are skeptical.
Mortgage NewsAugust 10, 2020Cracks in COVID mortgage forbearance plans start to appearAs COVID mortgage forbearance plans end, issues are coming to light for some homeowners. Here are a few questions to ask now to avoid surprises later on.
Buying a homeAugust 3, 2020Coronavirus has “die-hard urbanites” moving to the ‘burbsTons of people are moving during coronavirus. Home buying numbers are up 21% from last year. Considering a move? Here's what to know.
Mortgage StrategyJuly 31, 2020Seller concessions: How a seller can pay your closing costsA seller concession is an agreement where the home seller pays the buyer's closing costs. Learn how seller concessions work here.
Buying a homeJuly 29, 2020Want to buy a house with cash? Read this firstIf you can buy a house with cash, you'll be in a strong position to negotiate. But don't forget the drawbacks that come with cash home buying.
Mortgage NewsJuly 22, 2020Mortgage denial stats by race: What we can learnA recent report showed racial divides in mortgage approval and denial. We look closer at the data to see why, and how anyone can improve their chance of mortgage success.
Mortgage RatesJuly 21, 2020The great mortgage rates debate: Are rates set to spike or fall?Mortgage rates are at record lows. But what happens next? Will rates start to rise or will they drop again in 2020? Here are the arguments on both sides.
Buying a homeJuly 15, 20206 Tips to find a great real estate agentA great real estate agent is key to the home buying process. Here are 6 tips to find a real estate agent who fits your needs as a buyer.
RefinanceJuly 14, 2020Do you need $1 million in the bank to refinance a jumbo loan?Refinancing a jumbo loan has gotten tougher during COVID-19. Learn about new rules and jumbo refinance rates to learn whether you should refinance.
Buying a homeJuly 13, 2020How many times my salary can I borrow for a mortgage?How much mortgage can you afford? Maybe up to 6 or 7 times your salary, but the answer depends on other factors, too. Get the full story here.
About MortgagesJuly 8, 2020What does a mortgage loan originator do?A mortgage loan originator is one of the most important people in the home loan process. MLOs create the link between mortgage borrower and lender.
