Mortgage ProductsOctober 12, 2021Freddie Mac HomeOne Loan: Program guide and requirementsFreddie Mac's HomeOne loan can help first-time home buyers qualify with a low down payment and flexible requirements. Find out if HomeOne is right for you.
VA LoansOctober 11, 2021A seller rejected my VA loan offer. What can I do now?In can be harder to get a VA loan offer accepted in a competitive market. Learn why some sellers don't like VA loans and how to improve your chances.
Real EstateOctober 6, 2021Is it still a bad time to buy a house?The 2021 housing market has been tough. But is it still a bad time to buy a house? Fall markets are typically better, and 2021 should be no exception.
Mortgage NewsOctober 4, 2021New mortgage proposed for low-income, first-time homebuyersA new bill in Congress aims to provide a hugely valuable boost to low-income first-time homebuyers. Find out if you might benefit.
Mortgage RatesSeptember 30, 2021Mortgage rates spike above 3%. Are record rates gone for good?30-Year mortgage rates just passed 3% for the first time since June. And with big changes driven by the Fed, higher rates could be here to stay this time.
Cash Out RefinanceSeptember 27, 2021Refinance for home improvements: 5 Renovation loansRefinancing can be a great way to pay for home improvements, whether you use a cash-out refi or a renovation refinance loan. Explore your options here.
Mortgage RatesSeptember 23, 20212% Mortgage rates could disappear “soon,” per Fed meetingFollowing a Fed meeting on Sept. 22, it looks highly likely that mortgage rates will rise soon — potentially as early as October or November.
Home Equity LoanSeptember 22, 2021Home equity loan vs. mortgage: Differences, pros and consWhen you want to pull cash from your home, you'll need to decide between a home equity loan vs. mortgage. Here's how to choose wisely.
First-Time Home BuyersSeptember 21, 2021What to know as a first-time home buyer: Tips from a mortgage expertThere's plenty you'll want to know as a first-time home buyer. Here are 10 of the best tips from mortgage advisor Ivan Simental to help you get started.
RefinanceSeptember 20, 2021Should I refinance now? Top 4 reasons to refinance (Podcast)Here are four good reasons to refinance now, according to mortgage expert Arjun Dhingra. Find out if a refinance is the right move for you.
Real Estate NewsSeptember 16, 2021Lower rates coming for investment properties, second homesInvestment property and second home loans should be getting cheaper, as the FHFA has paused a rule that was increasing rates and fees.
Mortgage StrategySeptember 15, 2021Should I use my builder’s preferred lender? Pros and consIf you're buying a new construction home, the builder may have a preferred mortgage lender. Should you work with this company? Here are the pros and cons.
HARP RefinanceSeptember 15, 2021HARP replacement programs: 2025 Refinance optionsThe HARP program is expired. But other refinance programs could help you access today's low interest rates. Check your refinance eligibility today.
Mortgage NewsSeptember 15, 2021HIRO Mortgage Program 2025: High LTV Refinance OptionThe HIRO program (high-LTV refinance option) lets homeowners refinance into today's low mortgage rates with little or no equity and easier documentation.
Mortgage ProductsSeptember 15, 2021FMERR 2025 guidelines and eligibility: The Freddie Mac Enhanced Relief Refinance ProgramFMERR – the Enhanced Relief Refinance Program – allows homeowners to refinance into a lower rate with little or no home equity. Do you qualify?
Mortgage ProductsSeptember 13, 2021Jumbo vs. conventional loans: Which is better?Learn all you need to know about jumbo vs. conventional loans. Explore interest rates, requirements, and who should use which loan type.
RefinanceSeptember 7, 20213 Downsides of refinancing a mortgage, and when it’s worth itThere are a few downsides to refinancing. But if you can lower your rate, payment, and overall cost, refinancing is often worth it. Learn more here.
Mortgage StrategySeptember 1, 2021How inflation affects investments and real estate (Podcast)How does inflation affect investments — and in particular, real estate? Learn about housing and inflation, and whether it makes sense to buy right now.
Homeownership TopicsAugust 31, 2021What’s the best way to use home equity? (Podcast)Many U.S. homeowners are equity-rich. As home values rise, so do equity levels. Learn about the 4 best ways to use home equity.
Cash Out RefinanceAugust 24, 2021U.S. homeowners have $153K “tappable” home equity on averageAmerican homeowners have never before had so much home equity. But how do you take equity out of your home? And should you? Learn more here.